Compare Today’s Refinance Rates for Chattanooga, Tennessee

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Chattanooga, Tennessee 37424. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Chattanooga and surrounding areas of Hamilton county, your expected lifetime cash savings are $4,686 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Chattanooga, Tennessee 37424.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Chattanooga, Tennessee 37424

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Chattanooga, TN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Chattanooga, TN 37424, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Chattanooga, TN

Refinance Rates for Chattanooga, Tennessee 37424 from 2013 - 2020

Below are historical data on refinancing in Chattanooga, Tennessee and around Hamilton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.23% 45.38% 43.58% 47.70% 56.82% 55.47% 54.74% 56.90%
avg refi rate 4.81% 4.53% 3.91% 3.76% 4.51% 4.10% 3.90% 4.02%
% 15 year fixed refinance 34.02% 36.28% 38.10% 40.16% 32.07% 30.13% 33.46% 31.03%
avg refi rate 4.17% 3.73% 3.23% 2.98% 3.55% 3.28% 3.14% 3.16%
Avg credit score 761.88 764.63 767.80 762.14 745.34 751.55 752.66 743.75
Avg LTV (loan to value) 65.53% 66.07% 66.99% 69.19% 71.77% 71.59% 69.83% 66.76%
Avg DTI (debt to income) 29.86 30.06 30.15 29.14 32.76 31.79 31.88 32.81
Avg refinance insurance % 1.45% 1.87% 2.46% 3.69% 4.65% 4.41% 3.56% 2.21%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Chattanooga, Tennessee 37424

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Chattanooga, Tennessee 37424, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lindsey Wood

Loan Officer

6221 Shallowford Road, Suite 104

Chattanooga, TN 37424

(423) 899-2887

lindsey.webb-wood@migonline.com

Terre Webb

Loan Officer

6221 Shallowford Road, Suite 104

Chattanooga, TN 37424

(423) 899-2887

terre.webb@migonline.com

Mandy Livingston

Loan Officer

7442 Shallowford Rd

Chattanooga, TN 37424

(423) 876-7653

mlivingston@firstbankonline.com

Sherri Boland

Loan Officer

7442 Shallowford Rd

Chattanooga, TN 37424

(423) 855-3030

sboland@firstbankonline.com

Jeff Armstrong

Loan Officer

7442 Shallowford Rd

Chattanooga, TN 37424

(423) 757-4618

jarmstrong@firstbankonline.com

Address

6221 Shallowford Road, Suite 104

Chattanooga, TN

Contact

(423) 899-2887

Fax (301) 639-0804

lindsey.webb-wood@migonline.com

Address

6221 Shallowford Road, Suite 104

Chattanooga, TN

Contact

(423) 899-2887

Fax (301) 639-0804

terre.webb@migonline.com

Address

7442 Shallowford Rd

Chattanooga, TN

Contact

(423) 876-7653

Fax (301) 639-0804

mlivingston@firstbankonline.com

Refinancing News for Chattanooga, Tennessee 37424