Compare Today’s Refinance Rates for Cleveland, Tennessee 37323
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cleveland, Tennessee 37323.
With a 30-year amortization refinance in Cleveland and surrounding areas of Bradley county, our calculations show that you can expect to save up to $8,600 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cleveland, Tennessee 37323.
Summary of Average Refinances in Cleveland, Tennessee 37323
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Interactive Refinance Rate Projections for Cleveland, Tennessee 37323
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cleveland, TN 37323, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cleveland, Tennessee 37323 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cleveland, Tennessee and the surrounding Bradley county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.43% | 63.98% | 64.98% | 64.14% | 69.22% | 66.14% | 58.06% | 54.90% | 56.30% |
| avg refi rate | 6.25% | 3.64% | 2.93% | 3.22% | 4.13% | 4.52% | 4.13% | 3.91% | 4.09% |
| % 15 year fixed refinance | 6.38% | 21.06% | 20.02% | 21.36% | 18.68% | 22.78% | 28.74% | 33.07% | 29.33% |
| avg refi rate | 5.66% | 2.75% | 2.40% | 2.76% | 3.61% | 3.94% | 3.30% | 3.15% | 3.30% |
| Avg credit score | 746.86 | 755.33 | 754.65 | 760.25 | 751.48 | 743.07 | 743.79 | 751.92 | 750.66 |
| Avg LTV (loan to value) | 52.07% | 57.55% | 64.72% | 67.53% | 67.66% | 64.82% | 67.09% | 69.94% | 71.65% |
| Avg DTI (debt to income) | 35.37 | 33.41 | 31.93 | 31.39 | 33.22 | 33.34 | 33.14 | 31.86 | 31.76 |
| Avg refinance insurance % | 0.98% | 0.60% | 2.15% | 3.41% | 4.03% | 2.19% | 2.29% | 3.49% | 4.31% |
Best Refinance Brokers around Cleveland, Tennessee 37323
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cleveland, Tennessee 37323, we have compiled a list of top refinance brokers to assist you in the process.
Robert Hyland
Mortgage Loan Originator Platinum Financial Funding
3810 Keith St Nw
Cleveland, TN 37323
(865) 256-2557
robert.hyland@platfund.com
Mark Gravelle
Branch Manager Platinum Financial Funding
3810 Keith St Nw
Cleveland, TN 37323
(423) 716-0371
mark.gravelle@platfund.com
Kristi Cawood
Mortgage Loan Originator Platinum Financial Funding
3810 Keith St Nw
Cleveland, TN 37323
(423) 310-1161
kristi.cawood@platfund.com
Blake Mcpherson
Mortgage Loan Originator Platinum Financial Funding
3810 Keith St Nw
Cleveland, TN 37323
(423) 303-6169
blake.mcpherson@platfund.com
Dale Clark
Mortgage Loan Originator Platinum Financial Funding
3810 Keith St Nw
Cleveland, TN 37323
(423) 244-3171
dale.clark@platfund.com
Address
3810 Keith St Nw
Cleveland, TN
Contact
(865) 256-2557
Fax (301) 639-0804
robert.hyland@platfund.com
Address
3810 Keith St Nw
Cleveland, TN
Contact
(423) 716-0371
Fax (301) 639-0804
mark.gravelle@platfund.com
Address
3810 Keith St Nw
Cleveland, TN
Contact
(423) 310-1161
Fax (301) 639-0804
kristi.cawood@platfund.com