Compare Today’s Refinance Rates for Gallatin, Tennessee 37066
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gallatin, Tennessee 37066.
With a 30-year amortization refinance in Gallatin and surrounding areas of Sumner county, our calculations show that you can expect to save up to $10,407 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gallatin, Tennessee 37066.
Summary of Average Refinances in Gallatin, Tennessee 37066
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Interactive Refinance Rate Projections for Gallatin, Tennessee 37066
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gallatin, TN 37066, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gallatin, Tennessee 37066 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gallatin, Tennessee and the surrounding Sumner county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.43% | 63.98% | 64.98% | 64.14% | 69.22% | 66.14% | 58.06% | 54.90% | 56.30% |
avg refi rate | 6.25% | 3.64% | 2.93% | 3.22% | 4.13% | 4.52% | 4.13% | 3.91% | 4.09% |
% 15 year fixed refinance | 6.38% | 21.06% | 20.02% | 21.36% | 18.68% | 22.78% | 28.74% | 33.07% | 29.33% |
avg refi rate | 5.66% | 2.75% | 2.40% | 2.76% | 3.61% | 3.94% | 3.30% | 3.15% | 3.30% |
Avg credit score | 746.86 | 755.33 | 754.65 | 760.25 | 751.48 | 743.07 | 743.79 | 751.92 | 750.66 |
Avg LTV (loan to value) | 52.07% | 57.55% | 64.72% | 67.53% | 67.66% | 64.82% | 67.09% | 69.94% | 71.65% |
Avg DTI (debt to income) | 35.37 | 33.41 | 31.93 | 31.39 | 33.22 | 33.34 | 33.14 | 31.86 | 31.76 |
Avg refinance insurance % | 0.98% | 0.60% | 2.15% | 3.41% | 4.03% | 2.19% | 2.29% | 3.49% | 4.31% |
Best Refinance Brokers around Gallatin, Tennessee 37066
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gallatin, Tennessee 37066, we have compiled a list of top refinance brokers to assist you in the process.
Scott Taylor
Loan Officer
1529 Hunt Club Blvd.
Gallatin, TN 37066
8794
scott@themortgagefirm.com
Krystl Vest
Senior Loan Originator
1529 Hunt Club Blvd.
Gallatin, TN 37066
(615) 989-7190
krystl@themortgagefirm.com
Lynn Kostadine
Loan Officer
115B E Main St
Gallatin, TN 37066
(615) 230-1998
lynn@cambridgemortgageinc.com
Dick Edwards
Loan Originator
306 Northcreek Blvd,
Goodlettsville, TN 37066
(256) 467-7402
dedwards@acopiahomeloans.com
Charlene Edwards
Branch Manager
306 Northcreek Blvd,
Goodlettsville, TN 37066
(256) 467-7400
cedwards@acopiahomeloans.com
Address
1529 Hunt Club Blvd.
Gallatin, TN
Contact
8794
Fax (301) 639-0804
scott@themortgagefirm.com
Address
1529 Hunt Club Blvd.
Gallatin, TN
Contact
(615) 989-7190
Fax (301) 639-0804
krystl@themortgagefirm.com
Address
115B E Main St
Gallatin, TN
Contact
(615) 230-1998
Fax (301) 639-0804
lynn@cambridgemortgageinc.com