Compare Today’s Refinance Rates for Mc Kenzie, Tennessee 38201
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mc Kenzie, Tennessee 38201.
With a 30-year amortization refinance in Mc Kenzie and surrounding areas of Carroll county, our calculations show that you can expect to save up to $10,164 over the lifetime of your mortgage, or a monthly savings of $28. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mc Kenzie, Tennessee 38201.
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Summary of Average Refinances in Mc Kenzie, Tennessee 38201
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Mc Kenzie, Tennessee 38201
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mc Kenzie, TN 38201, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mc Kenzie, Tennessee 38201 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mc Kenzie, Tennessee and the surrounding Carroll county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 65.00% | 48.21% | 53.99% | 70.59% | 82.76% | 52.08% | 62.50% | 50.85% |
avg refi rate | 6.27% | 3.93% | 2.99% | 3.35% | 4.49% | 4.60% | 4.13% | 3.97% | 3.98% |
% 15 year fixed refinance | 21.67% | 35.27% | 26.99% | 15.69% | 6.90% | 33.33% | 27.50% | 35.59% | |
avg refi rate | 2.96% | 2.49% | 2.79% | 3.59% | 3.88% | 3.61% | 3.24% | 3.48% | |
Avg credit score | 745.63 | 887.58 | 751.03 | 752.55 | 741.18 | 732.48 | 729.63 | 753.03 | 761.32 |
Avg LTV (loan to value) | 58.25% | 64.60% | 67.41% | 72.36% | 74.45% | 75.38% | 71.94% | 73.33% | 71.47% |
Avg DTI (debt to income) | 34.13 | 32.67 | 31.33 | 32.32 | 33.53 | 34.21 | 32.71 | 32.85 | 31.44 |
Avg refinance insurance % | 1.50% | 3.42% | 2.93% | 5.45% | 4.71% | 4.21% | 4.77% | 3.08% | 2.98% |
Best Refinance Brokers around Mc Kenzie, Tennessee 38201
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mc Kenzie, Tennessee 38201, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Meagan Bannon
Mortgage Lenders
15820 Highland Drive
Mckenzie, TN 38201
(731) 352-3349
meagan.bannon@regions.com
Joshua Adams
Loan Officer
1068 Mineral Wells Avenue
Paris , TN 38201
(731) 363-0746
jadams@firstbankonline.com
Address
15820 Highland Drive
Mckenzie, TN
Contact
(731) 352-3349
Fax (301) 639-0804
meagan.bannon@regions.com
Address
1068 Mineral Wells Avenue
Paris , TN
Contact
(731) 363-0746
Fax (301) 639-0804
jadams@firstbankonline.com