Compare Today’s Refinance Rates for Mount Juliet, Tennessee 37122
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mount Juliet, Tennessee 37122.
With a 30-year amortization refinance in Mount Juliet and surrounding areas of Wilson county, our calculations show that you can expect to save up to $6,165 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mount Juliet, Tennessee 37122.
Summary of Average Refinances in Mount Juliet, Tennessee 37122
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Interactive Refinance Rate Projections for Mount Juliet, Tennessee 37122
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Juliet, TN 37122, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Juliet, Tennessee 37122 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Juliet, Tennessee and the surrounding Wilson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.43% | 63.98% | 64.98% | 64.14% | 69.22% | 66.14% | 58.06% | 54.90% | 56.30% |
avg refi rate | 6.25% | 3.64% | 2.93% | 3.22% | 4.13% | 4.52% | 4.13% | 3.91% | 4.09% |
% 15 year fixed refinance | 6.38% | 21.06% | 20.02% | 21.36% | 18.68% | 22.78% | 28.74% | 33.07% | 29.33% |
avg refi rate | 5.66% | 2.75% | 2.40% | 2.76% | 3.61% | 3.94% | 3.30% | 3.15% | 3.30% |
Avg credit score | 746.86 | 755.33 | 754.65 | 760.25 | 751.48 | 743.07 | 743.79 | 751.92 | 750.66 |
Avg LTV (loan to value) | 52.07% | 57.55% | 64.72% | 67.53% | 67.66% | 64.82% | 67.09% | 69.94% | 71.65% |
Avg DTI (debt to income) | 35.37 | 33.41 | 31.93 | 31.39 | 33.22 | 33.34 | 33.14 | 31.86 | 31.76 |
Avg refinance insurance % | 0.98% | 0.60% | 2.15% | 3.41% | 4.03% | 2.19% | 2.29% | 3.49% | 4.31% |
Best Refinance Brokers around Mount Juliet, Tennessee 37122
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Juliet, Tennessee 37122, we have compiled a list of top refinance brokers to assist you in the process.
Jon Hearn
Mortgage Lenders
4116 N Mt Juliet Rd
Mount Juliet, TN 37122
jon.hearn@regions.com
Betty Burch
Loan Officer
2596 N Mount Juliet Rd Ste 100
Mount Juliet, TN 37122
(615) 466-5210
betty.burch@fcmhomeloans.com
Sherry Carney
Loan Specialist
2542 N Mount Juliet Rd
Mount Juliet, TN 37122
(615) 773-9800
sherry.carney@guarantytrust.com
Wanda Hall
Sr. Loan Officer
3735 N. Mt. Juliet Road
Mt. Juliet, TN 37122
(615) 773-4518
whall@primeres.com
Jean Lanning
Loan Originator
2640 North Mt. Juliet Rd - Suite 300
Mt. Juliet, TN 37122
(615) 466-5210
jean.lanning@fcmhomeloans.com
Address
4116 N Mt Juliet Rd
Mount Juliet, TN
Contact
Fax (301) 639-0804
jon.hearn@regions.com
Address
2596 N Mount Juliet Rd Ste 100
Mount Juliet, TN
Contact
(615) 466-5210
Fax (301) 639-0804
betty.burch@fcmhomeloans.com
Address
2542 N Mount Juliet Rd
Mount Juliet, TN
Contact
(615) 773-9800
Fax (301) 639-0804
sherry.carney@guarantytrust.com