Compare Today’s Refinance Rates for Taft, Tennessee 38488
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Taft, Tennessee 38488.
With a 30-year amortization refinance in Taft and surrounding areas of Lincoln county, our calculations show that you can expect to save up to $10,946 over the lifetime of your mortgage, or a monthly savings of $30. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Taft, Tennessee 38488.
Summary of Average Refinances in Taft, Tennessee 38488
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Interactive Refinance Rate Projections for Taft, Tennessee 38488
Pureloan has developed an interactive chart to monitor the five largest local lenders in Taft, TN 38488, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Taft, Tennessee 38488 from 2024 - 2016
The following historical data provides insights into refinancing trends in Taft, Tennessee and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.89% | 71.53% | 65.00% | 62.81% | 66.96% | 71.79% | 61.29% | 48.15% | 61.70% |
avg refi rate | 6.31% | 3.84% | 3.01% | 3.29% | 4.30% | 4.67% | 4.18% | 3.95% | 4.12% |
% 15 year fixed refinance | 5.56% | 16.67% | 18.52% | 22.72% | 24.35% | 14.10% | 26.88% | 35.19% | 24.47% |
avg refi rate | 5.50% | 2.82% | 2.48% | 2.87% | 3.70% | 4.06% | 3.56% | 3.24% | 3.48% |
Avg credit score | 722.33 | 734.50 | 743.00 | 750.04 | 738.68 | 730.00 | 745.99 | 746.04 | 749.71 |
Avg LTV (loan to value) | 57.11% | 60.81% | 65.53% | 69.77% | 70.15% | 71.54% | 70.34% | 74.72% | 72.17% |
Avg DTI (debt to income) | 39.22 | 31.95 | 32.37 | 32.82 | 33.63 | 33.24 | 33.19 | 32.68 | 31.99 |
Avg refinance insurance % | 1.67% | 1.70% | 2.82% | 3.65% | 4.14% | 4.01% | 2.95% | 5.84% | 5.11% |
Best Refinance Brokers around Taft, Tennessee 38488
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Taft, Tennessee 38488, we have compiled a list of top refinance brokers to assist you in the process.
Karen Giattino
Mortgage Broker
643 West Ave
Crossville, TN 38488
(931) 484-5122
karen.giattino@crye-leike.com
Kevin Cummins
Loan Officer
112 S Lowe Ave
Cookeville, TN 38488
(931) 239-9789
KCUMMINS@realtracs.com
Albert Jenkins
VP/Loan Officer
808 W Main St
Livingston, TN 38488
(931) 823-5648
AJenkins@AMERICANBT.COM
Amanda Anderson
Loan Operations
808 W Main St
Livingston, TN 38488
(931) 823-5648
AAnderson@AMERICANBT.COM
Andy Beechboard
CSR/Loan Processing
808 W Main St
Livingston, TN 38488
(931) 823-5648
ABeechboard@americanbt.com
Address
643 West Ave
Crossville, TN
Contact
(931) 484-5122
Fax (301) 639-0804
karen.giattino@crye-leike.com
Address
112 S Lowe Ave
Cookeville, TN
Contact
(931) 239-9789
Fax (301) 639-0804
KCUMMINS@realtracs.com
Address
808 W Main St
Livingston, TN
Contact
(931) 823-5648
Fax (301) 639-0804
AJenkins@AMERICANBT.COM