Compare Today’s Refinance Rates for Agua Dulce, Texas 78330
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Agua Dulce, Texas 78330.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,455 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Agua Dulce and other areas of Nueces county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Agua Dulce, Texas 78330
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Interactive Refinance Rate Projections for Agua Dulce, Texas 78330
Pureloan has developed an interactive chart to monitor the five largest local lenders in Agua Dulce, TX 78330, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Agua Dulce, Texas 78330 from 2024 - 2016
The following historical data provides insights into refinancing trends in Agua Dulce, Texas and the surrounding Nueces county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Agua Dulce, Texas 78330
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Agua Dulce, Texas 78330, we have compiled a list of top refinance brokers to assist you in the process.
Sarita Garcia
Bank Manager/ Executive Vice President
1600 E Main St
Alice, TX 78330
(361) 664-8775
sgarcia@fcbot.com
Jessica Garza
MortgageOriginator
1600 East Main Street
Alice,, TX 78330
(361) 993-9703
jdelagarza@fcbot.com
Brian Coufal
Bank Manager / Vice President
2525 S Brahma Blvd
Kingsville, TX 78330
(361) 592-8002
bcoufal@fcbot.com
Cindy Christian
Assistant Vice President
2525 S Brahma Blvd
Kingsville, TX 78330
(361) 592-8002
cchristian@fcbot.com
Teri Owen
Bank Manager/Vice President
1001 Wildcat Dr
Portland, TX 78330
(361) 643-9310
towen@fcbot.com
Address
1600 E Main St
Alice, TX
Contact
(361) 664-8775
Fax (301) 639-0804
sgarcia@fcbot.com
Address
1600 East Main Street
Alice,, TX
Contact
(361) 993-9703
Fax (301) 639-0804
jdelagarza@fcbot.com
Address
2525 S Brahma Blvd
Kingsville, TX
Contact
(361) 592-8002
Fax (301) 639-0804
bcoufal@fcbot.com