Compare Today’s Refinance Rates for Alanreed, Texas 79002
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Alanreed, Texas 79002.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Alanreed, Texas 79002. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,456 or $4 per month in Alanreed and other parts of Donley county.
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Summary of Average Refinances in Alanreed, Texas 79002
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Alanreed, Texas 79002
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alanreed, TX 79002, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alanreed, Texas 79002 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alanreed, Texas and the surrounding Donley county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Alanreed, Texas 79002
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alanreed, Texas 79002, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Monica Aragon
Mortgage Lender
1908 4th Avenue
Canyon, TX 79002
(806) 881-0034
maragon@happybank.com
Address
1908 4th Avenue
Canyon, TX
Contact
(806) 881-0034
Fax (301) 639-0804
maragon@happybank.com