Compare Today’s Refinance Rates for Alief, Texas 77411
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Alief, Texas 77411.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Alief, Texas 77411. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,922 or $19 per month in Alief and other parts of Harris county.
Summary of Average Refinances in Alief, Texas 77411
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Interactive Refinance Rate Projections for Alief, Texas 77411
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alief, TX 77411, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alief, Texas 77411 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alief, Texas and the surrounding Harris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Alief, Texas 77411
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alief, Texas 77411, we have compiled a list of top refinance brokers to assist you in the process.
Steve Zapalac
Senior Vice President/Mortgage Lending
PO Box 128
Bellville, TX 77411
(979) 865-3181
SZapalac@fnbbellville.com
Mike Mueller
Senior Vice President/Mortgage, Commercial & Consu
PO Box 128
Bellville, TX 77411
(979) 865-3181
MMueller@fnbbellville.com
Gary Pless
Vice President/Loan Officer
PO Box 128
Bellville, TX 77411
(979) 865-3181
GPless@fnbbellville.com
Kathy Ignasiak
Asst. Vice President/Loan Officer
PO Box 128
Bellville, TX 77411
(979) 865-3181
KIgnasiak@fnbbellville.com
Neely Grawunder
Senior Vice President/Mortgage Loan Processing
PO Box 128
Bellville, TX 77411
(979) 865-3181
NGrawunder@fnbbellville.com
Address
PO Box 128
Bellville, TX
Contact
(979) 865-3181
Fax (301) 639-0804
SZapalac@fnbbellville.com
Address
PO Box 128
Bellville, TX
Contact
(979) 865-3181
Fax (301) 639-0804
MMueller@fnbbellville.com
Address
PO Box 128
Bellville, TX
Contact
(979) 865-3181
Fax (301) 639-0804
GPless@fnbbellville.com