Compare Today’s Refinance Rates for Amarillo, Texas 79174
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Amarillo, Texas 79174.
With a 30-year amortization refinance in Amarillo and surrounding areas of Potter county, our calculations show that you can expect to save up to $4,630 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Amarillo, Texas 79174.
Summary of Average Refinances in Amarillo, Texas 79174
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Interactive Refinance Rate Projections for Amarillo, Texas 79174
Pureloan has developed an interactive chart to monitor the five largest local lenders in Amarillo, TX 79174, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Amarillo, Texas 79174 from 2024 - 2016
The following historical data provides insights into refinancing trends in Amarillo, Texas and the surrounding Potter county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Amarillo, Texas 79174
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Amarillo, Texas 79174, we have compiled a list of top refinance brokers to assist you in the process.
Leticia Botkin
Mortgage Lender
7201 I-40 West #125
Amarillo, TX 79174
(806) 670-1503
leticia.botkin@supremelending.com
Alison Garcia
Mortgage Lender
7120 W Interstate 40 #140
Amarillo, TX 79174
(806) 433-6553
ajgarcia@rightstartmortgage.com
Jeremy Noyes
Mortgage Lender
3440 Bell Street #326
Amarillo, TX 79174
(806) 318-4070
jnoyes@primelending.com
Antonio Mora
Mortgage Lender
3440 Bell Street #326
Amarillo, TX 79174
(806) 318-4070
antonio.mora@primelending.com
Patti Mittelstet
Mortgage Lender
5701 Times Square Blvd
Amarillo, TX 79174
(806) 467-5462
pmillelstet@happybank.com
Address
7201 I-40 West #125
Amarillo, TX
Contact
(806) 670-1503
Fax (301) 639-0804
leticia.botkin@supremelending.com
Address
7120 W Interstate 40 #140
Amarillo, TX
Contact
(806) 433-6553
Fax (301) 639-0804
ajgarcia@rightstartmortgage.com
Address
3440 Bell Street #326
Amarillo, TX
Contact
(806) 318-4070
Fax (301) 639-0804
jnoyes@primelending.com