Compare Today’s Refinance Rates for Amarillo, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Amarillo, Texas 79185. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Amarillo and surrounding areas of Potter county, your expected lifetime cash savings are $4,639 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Amarillo, Texas 79185.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Amarillo, Texas 79185

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Amarillo, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Amarillo, TX 79185, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Amarillo, TX

Refinance Rates for Amarillo, Texas 79185 from 2013 - 2020

Below are historical data on refinancing in Amarillo, Texas and around Potter county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Amarillo, Texas 79185

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Amarillo, Texas 79185, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Leticia Botkin

Mortgage Lender

7201 I-40 West #125

Amarillo, TX 79185

(806) 670-1503

leticia.botkin@supremelending.com

Alison Garcia

Mortgage Lender

7120 W Interstate 40 #140

Amarillo, TX 79185

(806) 433-6553

ajgarcia@rightstartmortgage.com

Jeremy Noyes

Mortgage Lender

3440 Bell Street #326

Amarillo, TX 79185

(806) 318-4070

jnoyes@primelending.com

Antonio Mora

Mortgage Lender

3440 Bell Street #326

Amarillo, TX 79185

(806) 318-4070

antonio.mora@primelending.com

Patti Mittelstet

Mortgage Lender

5701 Times Square Blvd

Amarillo, TX 79185

(806) 467-5462

pmillelstet@happybank.com

Address

7201 I-40 West #125

Amarillo, TX

Contact

(806) 670-1503

Fax (301) 639-0804

leticia.botkin@supremelending.com

Address

7120 W Interstate 40 #140

Amarillo, TX

Contact

(806) 433-6553

Fax (301) 639-0804

ajgarcia@rightstartmortgage.com

Address

3440 Bell Street #326

Amarillo, TX

Contact

(806) 318-4070

Fax (301) 639-0804

jnoyes@primelending.com

Refinancing News for Amarillo, Texas 79185