Compare Today’s Refinance Rates for Austin, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Austin, Texas 78799. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Austin and surrounding areas of Travis county, expected lifetime cash savings are $40,175 or $112 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Austin, Texas 78799.

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Summary of Average Refinance Terms in Austin, Texas 78799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Austin, Texas 78799 from 2012 - 2019

Below are historical data on refinancing in Austin, Texas and around Travis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
% 10 year fixed refinance 2.12% 5.73% 4.49% 4.88% 3.23% 1.78% 0.86% 1.45%
avg refi rate 4.09% 3.75% 3.15% 3.10% 3.48% 3.44% 3.19% 3.15%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg Combined LTV (loan to value) 62.86% 64.79% 67.48% 67.54% 72.17% 71.72% 71.81% 70.38%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Austin, Texas 78799

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Austin, Texas 78799, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kimberly Jones

Loan Officer

8834 N. Capital of TX Hwy, Suite 220

Austin, TX 78799

(151) 234-5182

kimberly.jones@fairwaymc.com

Lisa Bermudez

Loan Officer

8834 N. Capital of TX Hwy, Suite 220

Austin, TX 78799

(151) 234-5182

lbermudez@fairwaymc.com

Kreg Soli

Loan Officer

8834 N. Capital of TX Hwy, Suite 220

Austin, TX 78799

(151) 221-0500

kreg.soli@fairwaymc.com

Roger Day

Loan Officer

8834 N. Capital of TX Hwy, Suite 220

Austin, TX 78799

(151) 234-5182

roger.day@fairwaymc.com

Nathan Howry

Loan Officer

8700 Manchaca Rd, Suite 705

Austin, TX 78799

(151) 266-9230

nate.howry@fairwaymc.com

Address

8834 N. Capital of TX Hwy, Suite 220

Austin, TX

Contact

(151) 234-5182

Fax (301) 639-0804

kimberly.jones@fairwaymc.com

Address

8834 N. Capital of TX Hwy, Suite 220

Austin, TX

Contact

(151) 234-5182

Fax (301) 639-0804

lbermudez@fairwaymc.com

Address

8834 N. Capital of TX Hwy, Suite 220

Austin, TX

Contact

(151) 221-0500

Fax (301) 639-0804

kreg.soli@fairwaymc.com

Refinancing News for Austin, Texas 78799