Compare Today’s Refinance Rates for Austin, Texas 78709
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Austin, Texas 78709.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,517 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Austin and other areas of Travis county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Austin, Texas 78709
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Interactive Refinance Rate Projections for Austin, Texas 78709
Pureloan has developed an interactive chart to monitor the five largest local lenders in Austin, TX 78709, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Austin, Texas 78709 from 2024 - 2016
The following historical data provides insights into refinancing trends in Austin, Texas and the surrounding Travis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Austin, Texas 78709
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Austin, Texas 78709, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Jones
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78709
(151) 234-5182
kimberly.jones@fairwaymc.com
Lisa Bermudez
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78709
(151) 234-5182
lbermudez@fairwaymc.com
Kreg Soli
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78709
(151) 221-0500
kreg.soli@fairwaymc.com
Roger Day
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78709
(151) 234-5182
roger.day@fairwaymc.com
Nathan Howry
Loan Officer
8700 Manchaca Rd, Suite 705
Austin, TX 78709
(151) 266-9230
nate.howry@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 234-5182
Fax (301) 639-0804
kimberly.jones@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 234-5182
Fax (301) 639-0804
lbermudez@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 221-0500
Fax (301) 639-0804
kreg.soli@fairwaymc.com