Compare Today’s Refinance Rates for Austin, Texas
Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Austin, Texas 78799. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Austin and surrounding areas of Travis county, expected lifetime cash savings are $40,175 or $112 / month.
Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Austin, Texas 78799.
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Summary of Average Refinance Terms in Austin, Texas 78799
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Refinance Rates for Austin, Texas 78799 from 2012 - 2019
Below are historical data on refinancing in Austin, Texas and around Travis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 49.16% | 42.53% | 42.61% | 44.84% | 48.26% | 50.25% | 51.46% | 48.84% |
| avg refi rate | 4.90% | 4.55% | 3.91% | 3.76% | 4.50% | 4.13% | 3.90% | 3.98% |
| % 15 year fixed refinance | 36.45% | 36.80% | 40.10% | 41.89% | 41.29% | 34.61% | 33.76% | 39.24% |
| avg refi rate | 4.28% | 3.82% | 3.28% | 3.02% | 3.60% | 3.35% | 3.11% | 3.22% |
| % 10 year fixed refinance | 2.12% | 5.73% | 4.49% | 4.88% | 3.23% | 1.78% | 0.86% | 1.45% |
| avg refi rate | 4.09% | 3.75% | 3.15% | 3.10% | 3.48% | 3.44% | 3.19% | 3.15% |
| Avg credit score | 761.38 | 764.18 | 765.89 | 760.79 | 744.76 | 749.16 | 750.89 | 747.97 |
| Avg LTV (loan to value) | 60.88% | 62.88% | 65.74% | 66.02% | 71.13% | 70.97% | 70.92% | 69.57% |
| Avg Combined LTV (loan to value) | 62.86% | 64.79% | 67.48% | 67.54% | 72.17% | 71.72% | 71.81% | 70.38% |
| Avg DTI (debt to income) | 32.68 | 32.05 | 31.54 | 31.77 | 34.01 | 34.21 | 34.12 | 35.22 |
| Avg refinance insurance % | 0.59% | 1.29% | 1.81% | 2.25% | 4.79% | 4.13% | 3.93% | 3.74% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Austin, Texas 78799
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Austin, Texas 78799, we have compiled a list of the leading refinance brokers to guide you.
Kimberly Jones
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 234-5182
kimberly.jones@fairwaymc.com
Lisa Bermudez
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 234-5182
lbermudez@fairwaymc.com
Kreg Soli
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 221-0500
kreg.soli@fairwaymc.com
Roger Day
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 234-5182
roger.day@fairwaymc.com
Nathan Howry
Loan Officer
8700 Manchaca Rd, Suite 705
Austin, TX 78799
(151) 266-9230
nate.howry@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 234-5182
Fax (301) 639-0804
kimberly.jones@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 234-5182
Fax (301) 639-0804
lbermudez@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 221-0500
Fax (301) 639-0804
kreg.soli@fairwaymc.com