Compare Today’s Refinance Rates for Austin, Texas
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Austin, Texas 78799. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,746 or $30 / month in Austin and other areas of Travis county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Austin, Texas 78799.
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Summary of Average Refinance Terms in Austin, Texas 78799
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Austin, TX 78799, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Austin, Texas 78799 from 2012 - 2019
Below are historical data on refinancing in Austin, Texas and around Travis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 49.16% | 42.53% | 42.61% | 44.84% | 48.26% | 50.25% | 51.46% | 48.84% |
| avg refi rate | 4.90% | 4.55% | 3.91% | 3.76% | 4.50% | 4.13% | 3.90% | 3.98% |
| % 15 year fixed refinance | 36.45% | 36.80% | 40.10% | 41.89% | 41.29% | 34.61% | 33.76% | 39.24% |
| avg refi rate | 4.28% | 3.82% | 3.28% | 3.02% | 3.60% | 3.35% | 3.11% | 3.22% |
| Avg credit score | 761.38 | 764.18 | 765.89 | 760.79 | 744.76 | 749.16 | 750.89 | 747.97 |
| Avg LTV (loan to value) | 60.88% | 62.88% | 65.74% | 66.02% | 71.13% | 70.97% | 70.92% | 69.57% |
| Avg DTI (debt to income) | 32.68 | 32.05 | 31.54 | 31.77 | 34.01 | 34.21 | 34.12 | 35.22 |
| Avg refinance insurance % | 0.59% | 1.29% | 1.81% | 2.25% | 4.79% | 4.13% | 3.93% | 3.74% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Austin, Texas 78799
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Austin, Texas 78799, we have compiled a list of the leading refinance brokers to guide you.
Kimberly Jones
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 234-5182
kimberly.jones@fairwaymc.com
Lisa Bermudez
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 234-5182
lbermudez@fairwaymc.com
Kreg Soli
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 221-0500
kreg.soli@fairwaymc.com
Roger Day
Loan Officer
8834 N. Capital of TX Hwy, Suite 220
Austin, TX 78799
(151) 234-5182
roger.day@fairwaymc.com
Nathan Howry
Loan Officer
8700 Manchaca Rd, Suite 705
Austin, TX 78799
(151) 266-9230
nate.howry@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 234-5182
Fax (301) 639-0804
kimberly.jones@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 234-5182
Fax (301) 639-0804
lbermudez@fairwaymc.com
Address
8834 N. Capital of TX Hwy, Suite 220
Austin, TX
Contact
(151) 221-0500
Fax (301) 639-0804
kreg.soli@fairwaymc.com