Compare Today’s Refinance Rates for Beaumont, Texas 77707
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Beaumont, Texas 77707.
With a 30-year amortization refinance in Beaumont and surrounding areas of Jefferson county, our calculations show that you can expect to save up to $3,918 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Beaumont, Texas 77707.
Summary of Average Refinances in Beaumont, Texas 77707
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Interactive Refinance Rate Projections for Beaumont, Texas 77707
Pureloan has developed an interactive chart to monitor the five largest local lenders in Beaumont, TX 77707, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Beaumont, Texas 77707 from 2024 - 2016
The following historical data provides insights into refinancing trends in Beaumont, Texas and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Beaumont, Texas 77707
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Beaumont, Texas 77707, we have compiled a list of top refinance brokers to assist you in the process.
Alan Scroggins
Loan Originator
14881 Quorum Dr., Ste. 535
Beaumont, TX 77707
(214) 315-6814
alan.scroggins@gatewayloan.com
Robert Micek
Sales Manager
155 Boardwalk Dr., Ste. 400
Beaumont, TX 77707
(970) 305-8573
robert.micek@gatewayloan.com
Larry Gabel
Branch Manager
14881 Quorum Dr., Ste. 535
Beaumont, TX 77707
(214) 315-6814
larry.gabel@gatewayloan.com
Loretta Briggs
Loan Originator
15040 Seventh St.
Beaumont, TX 77707
(760) 962-6860
loretta.briggs@gatewayloan.com
Kevin Barry
Mortgage Lender
2 Acadiana Court
Beaumont, TX 77707
(409) 866-7743
kevin.barry@gatewayloan.com
Address
14881 Quorum Dr., Ste. 535
Beaumont, TX
Contact
(214) 315-6814
Fax (301) 639-0804
alan.scroggins@gatewayloan.com
Address
155 Boardwalk Dr., Ste. 400
Beaumont, TX
Contact
(970) 305-8573
Fax (301) 639-0804
robert.micek@gatewayloan.com
Address
14881 Quorum Dr., Ste. 535
Beaumont, TX
Contact
(214) 315-6814
Fax (301) 639-0804
larry.gabel@gatewayloan.com