Compare Today’s Refinance Rates for Bellaire, Texas 77401
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bellaire, Texas 77401.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bellaire, Texas 77401. For 30-year amortization refinancing, you can expect lifetime cash savings of $69,346 or $193 per month in Bellaire and other parts of Harris county.
Summary of Average Refinances in Bellaire, Texas 77401
Become a certified mortgage expert on Pureloan.com
in Bellaire, Texas 77401
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Bellaire, Texas 77401
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bellaire, TX 77401, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bellaire, Texas 77401 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bellaire, Texas and the surrounding Harris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Bellaire, Texas 77401
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bellaire, Texas 77401, we have compiled a list of top refinance brokers to assist you in the process.
Tiana Ochoa
Mortgage Lender
5555 West Loop South, Suite 505
Bellaire, TX 77401
(713) 772-5363
tochoa@thelendinggroup.cc
Doris Roca
Mortgage Lender
5959 West Loop South, Suite 411
Bellaire, TX 77401
(713) 275-2785
droca@homestartcapital.com
Liza Jones
Mortgage Lender
4909 Bissonnet Street, Suite 200
Bellaire, TX 77401
(713) 803-0918
liza.s.jones@bankofamerica.com
Michelle Tran
laon officer
5320 Bellaire Blvd
Bellaire, TX 77401
(713) 578-3660
Mtran@Bankoftexas.Com
Chelcie Powell
Loan officer
4909 Bissonnet Street
Bellaire, TX 77401
(713) 830-0905
Chelcie.Powell@Bankofamerica.Com
Address
5555 West Loop South, Suite 505
Bellaire, TX
Contact
(713) 772-5363
Fax (301) 639-0804
tochoa@thelendinggroup.cc
Address
5959 West Loop South, Suite 411
Bellaire, TX
Contact
(713) 275-2785
Fax (301) 639-0804
droca@homestartcapital.com
Address
4909 Bissonnet Street, Suite 200
Bellaire, TX
Contact
(713) 803-0918
Fax (301) 639-0804
liza.s.jones@bankofamerica.com