Compare Today’s Refinance Rates for Blue Ridge, Texas 75424
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Blue Ridge, Texas 75424.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,876 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Blue Ridge and other areas of Collin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Blue Ridge, Texas 75424
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Interactive Refinance Rate Projections for Blue Ridge, Texas 75424
Pureloan has developed an interactive chart to monitor the five largest local lenders in Blue Ridge, TX 75424, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Blue Ridge, Texas 75424 from 2024 - 2016
The following historical data provides insights into refinancing trends in Blue Ridge, Texas and the surrounding Collin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Blue Ridge, Texas 75424
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Blue Ridge, Texas 75424, we have compiled a list of top refinance brokers to assist you in the process.
Jay Kidwell
VP Branch Manager
401 N. Locust
Clarksville, TX 75424
(903) 427-5675
jkidwell@texasfcs.com
Vanya Griffith
Mortgage Lender
2501 N Center St Ste 103
Bonham, TX 75424
(903) 815-2372
vanya@vanyagriffith.com
Doug Edwards
Senior Loan Officer/Sales Manager
2911 Terrell Road Greenville , Suite F
Greenville, TX 75424
(903) 454-3811
dedwards@unionhomemortgage.com
Jacque Murley
Senior Loan Officer
2911 Terrell Road Greenville , Suite F
Greenville, TX 75424
(903) 326-0070
jmurley@unionhomemortgage.com
Todd Meadows
Loan officer
641 Church Street
Sulphur Springs, TX 75424
(903) 439-0738
tmeadows@texasbankandtrust.com
Address
401 N. Locust
Clarksville, TX
Contact
(903) 427-5675
Fax (301) 639-0804
jkidwell@texasfcs.com
Address
2501 N Center St Ste 103
Bonham, TX
Contact
(903) 815-2372
Fax (301) 639-0804
vanya@vanyagriffith.com
Address
2911 Terrell Road Greenville , Suite F
Greenville, TX
Contact
(903) 454-3811
Fax (301) 639-0804
dedwards@unionhomemortgage.com