Compare Today’s Refinance Rates for Breckenridge, Texas 76424
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Breckenridge, Texas 76424.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Breckenridge, Texas 76424. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,614 or $4 per month in Breckenridge and other parts of Stephens county.
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Summary of Average Refinances in Breckenridge, Texas 76424
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Interactive Refinance Rate Projections for Breckenridge, Texas 76424
Pureloan has developed an interactive chart to monitor the five largest local lenders in Breckenridge, TX 76424, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Breckenridge, Texas 76424 from 2024 - 2016
The following historical data provides insights into refinancing trends in Breckenridge, Texas and the surrounding Stephens county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Breckenridge, Texas 76424
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Breckenridge, Texas 76424, we have compiled a list of top refinance brokers to assist you in the process.
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