Compare Today’s Refinance Rates for Clifton, Texas 76634
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clifton, Texas 76634.
With a 30-year amortization refinance in Clifton and surrounding areas of Bosque county, our calculations show that you can expect to save up to $4,274 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Clifton, Texas 76634.
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Summary of Average Refinances in Clifton, Texas 76634
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Interactive Refinance Rate Projections for Clifton, Texas 76634
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clifton, TX 76634, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clifton, Texas 76634 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clifton, Texas and the surrounding Bosque county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Clifton, Texas 76634
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clifton, Texas 76634, we have compiled a list of top refinance brokers to assist you in the process.
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