Compare Today’s Refinance Rates for Cookville, Texas 75558
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cookville, Texas 75558.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,699 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Cookville and other areas of Titus county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Cookville, Texas 75558
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Interactive Refinance Rate Projections for Cookville, Texas 75558
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cookville, TX 75558, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cookville, Texas 75558 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cookville, Texas and the surrounding Titus county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Cookville, Texas 75558
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cookville, Texas 75558, we have compiled a list of top refinance brokers to assist you in the process.
John Baxter
Loan Assistant
124 E. Rush Street
Linden, TX 75558
(903) 756-5573
john.baxter@texanabank.com
Christy Mayfield
VP Loan Officer
124 E. Rush Street
Linden, TX 75558
(903) 756-5573
christy.mayfield@texanabank.com
Shane Best
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75558
(903) 237-5500
zbest@texasbankandtrust.com
John Dyer
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75558
(903) 237-5500
bdyer@texasbankandtrust.com
Laura Estep
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75558
(903) 237-5500
cestep@texasbankandtrust.com
Address
124 E. Rush Street
Linden, TX
Contact
(903) 756-5573
Fax (301) 639-0804
john.baxter@texanabank.com
Address
124 E. Rush Street
Linden, TX
Contact
(903) 756-5573
Fax (301) 639-0804
christy.mayfield@texanabank.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
zbest@texasbankandtrust.com