Compare Today’s Refinance Rates for Corpus Christi, Texas 78461
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Corpus Christi, Texas 78461.
With a 30-year amortization refinance in Corpus Christi and surrounding areas of Nueces county, our calculations show that you can expect to save up to $5,699 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Corpus Christi, Texas 78461.
Summary of Average Refinances in Corpus Christi, Texas 78461
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Interactive Refinance Rate Projections for Corpus Christi, Texas 78461
Pureloan has developed an interactive chart to monitor the five largest local lenders in Corpus Christi, TX 78461, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Corpus Christi, Texas 78461 from 2024 - 2016
The following historical data provides insights into refinancing trends in Corpus Christi, Texas and the surrounding Nueces county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
| avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
| % 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
| avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
| Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
| Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
| Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
| Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Corpus Christi, Texas 78461
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Corpus Christi, Texas 78461, we have compiled a list of top refinance brokers to assist you in the process.
Molly Trice
Loan Officer
4215 S. Staples Street, Suite 100
Corpus Christi, TX 78461
(136) 144-2738
molly.trice@fairwaymc.com
John Trice
Loan Officer
4215 S. Staples Street, Suite 100
Corpus Christi, TX 78461
(136) 173-9700
john.trice@fairwaymc.com
Kerra Garcia
Mortgage Lender
509 Lawrence St #201
Corpus Christi, TX 78461
(361) 510-8603
kerra.garcia@supremelending.com
Danny Martinez
Mortgage Lender
509 Lawrence St #201
Corpus Christi, TX 78461
(361) 249-2202
danny.martinez@supremelending.com
Caren Childers
Mortgage Lender
5656 S Staples #222
Corpus Christi, TX 78461
(361) 774-8500
cchilders@mfsus.com
Address
4215 S. Staples Street, Suite 100
Corpus Christi, TX
Contact
(136) 144-2738
Fax (301) 639-0804
molly.trice@fairwaymc.com
Address
4215 S. Staples Street, Suite 100
Corpus Christi, TX
Contact
(136) 173-9700
Fax (301) 639-0804
john.trice@fairwaymc.com
Address
509 Lawrence St #201
Corpus Christi, TX
Contact
(361) 510-8603
Fax (301) 639-0804
kerra.garcia@supremelending.com