Compare Today’s Refinance Rates for Dallas, Texas 75240
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dallas, Texas 75240.
With a 30-year amortization refinance in Dallas and surrounding areas of Dallas county, our calculations show that you can expect to save up to $4,322 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Dallas, Texas 75240.
Summary of Average Refinances in Dallas, Texas 75240
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Interactive Refinance Rate Projections for Dallas, Texas 75240
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dallas, TX 75240, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dallas, Texas 75240 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dallas, Texas and the surrounding Dallas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.29% | 55.69% | 63.92% | 66.47% | 66.89% | 51.40% | 47.46% | 50.26% | 48.92% |
avg refi rate | 6.36% | 3.62% | 2.91% | 3.21% | 4.10% | 4.62% | 4.16% | 3.91% | 4.07% |
% 15 year fixed refinance | 11.76% | 29.54% | 24.54% | 23.74% | 21.63% | 38.76% | 43.39% | 37.64% | 38.14% |
avg refi rate | 5.22% | 2.82% | 2.44% | 2.78% | 3.54% | 3.93% | 3.40% | 3.22% | 3.42% |
Avg credit score | 744.88 | 757.65 | 764.56 | 766.06 | 752.54 | 736.58 | 744.64 | 749.82 | 749.32 |
Avg LTV (loan to value) | 61.18% | 57.78% | 63.11% | 65.73% | 66.50% | 59.70% | 60.42% | 63.16% | 66.97% |
Avg DTI (debt to income) | 37.79 | 34.30 | 32.09 | 31.16 | 33.38 | 35.24 | 32.96 | 32.12 | 31.82 |
Avg refinance insurance % | 1.82% | 0.86% | 2.35% | 3.12% | 4.29% | 1.38% | 0.95% | 1.36% | 2.11% |
Best Refinance Brokers around Dallas, Texas 75240
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dallas, Texas 75240, we have compiled a list of top refinance brokers to assist you in the process.
Brian Mccauley
Loan Officer
4925 Greenville Ave, Suites 360 & 370
Dallas, TX 75240
(197) 224-4676
brian.mccauley@fairwaymc.com
Mark Herrell
Sr. Mortgage Banker
4925 Greenville Ave, Suites 360 & 370
Dallas, TX 75240
(214) 336-3371
mherrell@fairwaymc.com
Jonathan Spinks
Mortgage Banker
4925 Greenville Ave, Suites 360 & 370
Dallas, TX 75240
(214) 540-5342
jspinks@fairwaymc.com
Marc Mcclendon
Loan Officer
10440 N Central Expressway, 8th Floor
Dallas, TX 75240
(121) 480-8916
marcandmark@fairwaymc.com
Jeremy Doll
Mortgage Lender
14785 Preston Rd Suite 550
Dallas, TX 75240
(972) 510-7936
jeremy.doll@loanpacific.com
Address
4925 Greenville Ave, Suites 360 & 370
Dallas, TX
Contact
(197) 224-4676
Fax (301) 639-0804
brian.mccauley@fairwaymc.com
Address
4925 Greenville Ave, Suites 360 & 370
Dallas, TX
Contact
(214) 336-3371
Fax (301) 639-0804
mherrell@fairwaymc.com
Address
4925 Greenville Ave, Suites 360 & 370
Dallas, TX
Contact
(214) 540-5342
Fax (301) 639-0804
jspinks@fairwaymc.com