Compare Today’s Refinance Rates for Del Rio, Texas 78841
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Del Rio, Texas 78841.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,274 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Del Rio and other areas of Val Verde county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Del Rio, Texas 78841
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Del Rio, Texas 78841
Pureloan has developed an interactive chart to monitor the five largest local lenders in Del Rio, TX 78841, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Del Rio, Texas 78841 from 2024 - 2016
The following historical data provides insights into refinancing trends in Del Rio, Texas and the surrounding Val Verde county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.95% | 42.35% | 42.86% | 48.48% | 52.17% | 51.43% | 40.00% | 40.00% |
avg refi rate | 6.45% | 3.87% | 3.01% | 3.25% | 4.21% | 4.67% | 4.38% | 4.18% | 4.27% |
% 15 year fixed refinance | 26.32% | 38.24% | 38.10% | 39.39% | 39.13% | 37.14% | 51.43% | 53.33% | |
avg refi rate | 2.94% | 2.49% | 2.89% | 3.91% | 3.88% | 3.27% | 3.48% | 3.47% | |
Avg credit score | 742.60 | 728.78 | 737.26 | 743.93 | 746.03 | 743.30 | 732.29 | 716.49 | 731.80 |
Avg LTV (loan to value) | 71.00% | 60.49% | 68.74% | 68.77% | 66.45% | 74.96% | 72.37% | 69.46% | 66.97% |
Avg DTI (debt to income) | 45.20 | 36.13 | 35.01 | 34.96 | 36.70 | 33.35 | 37.00 | 36.23 | 33.93 |
Avg refinance insurance % | 5.00% | 2.33% | 2.70% | 3.56% | 3.15% | 6.39% | 5.51% | 4.57% | 2.07% |
Best Refinance Brokers around Del Rio, Texas 78841
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Del Rio, Texas 78841, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Donna Quintanilla
Mortgage Lender
308 E Renfro Street
Carrizo Springs, TX 78841
(210) 862-1353
donna@starkeymtg.com
Jess Yeaman
Branch Manager
244 North Getty St.
Uvalde, TX 78841
(830) 278-3212
jyeaman@texasfcs.com
Address
308 E Renfro Street
Carrizo Springs, TX
Contact
(210) 862-1353
Fax (301) 639-0804
donna@starkeymtg.com
Address
244 North Getty St.
Uvalde, TX
Contact
(830) 278-3212
Fax (301) 639-0804
jyeaman@texasfcs.com