Compare Today’s Refinance Rates for El Indio, Texas 78860
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in El Indio, Texas 78860.
With a 30-year amortization refinance in El Indio and surrounding areas of Maverick county, our calculations show that you can expect to save up to $1,594 over the lifetime of your mortgage, or a monthly savings of $4. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for El Indio, Texas 78860.
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Summary of Average Refinances in El Indio, Texas 78860
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for El Indio, Texas 78860
Pureloan has developed an interactive chart to monitor the five largest local lenders in El Indio, TX 78860, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in El Indio, Texas 78860 from 2024 - 2016
The following historical data provides insights into refinancing trends in El Indio, Texas and the surrounding Maverick county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 53.95% | 42.35% | 42.86% | 48.48% | 52.17% | 51.43% | 40.00% | 40.00% |
| avg refi rate | 6.45% | 3.87% | 3.01% | 3.25% | 4.21% | 4.67% | 4.38% | 4.18% | 4.27% |
| % 15 year fixed refinance | 26.32% | 38.24% | 38.10% | 39.39% | 39.13% | 37.14% | 51.43% | 53.33% | |
| avg refi rate | 2.94% | 2.49% | 2.89% | 3.91% | 3.88% | 3.27% | 3.48% | 3.47% | |
| Avg credit score | 742.60 | 728.78 | 737.26 | 743.93 | 746.03 | 743.30 | 732.29 | 716.49 | 731.80 |
| Avg LTV (loan to value) | 71.00% | 60.49% | 68.74% | 68.77% | 66.45% | 74.96% | 72.37% | 69.46% | 66.97% |
| Avg DTI (debt to income) | 45.20 | 36.13 | 35.01 | 34.96 | 36.70 | 33.35 | 37.00 | 36.23 | 33.93 |
| Avg refinance insurance % | 5.00% | 2.33% | 2.70% | 3.56% | 3.15% | 6.39% | 5.51% | 4.57% | 2.07% |
Best Refinance Brokers around El Indio, Texas 78860
If you are considering refinancing your mortgage or obtaining a cash-out refinance in El Indio, Texas 78860, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tim Walther
Loan Officer
104 W Main
Giddings, TX 78860
(979) 542-3136
twalther@cnbanktexas.com
Address
104 W Main
Giddings, TX
Contact
(979) 542-3136
Fax (301) 639-0804
twalther@cnbanktexas.com