Compare Today’s Refinance Rates for El Paso, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for El Paso, Texas 88595. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in El Paso and surrounding areas of Guadalupe county, expected lifetime cash savings are $7,271 or $20 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for El Paso, Texas 88595.

No suitable program is found

Summary of Average Refinance Terms in El Paso, Texas 88595

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for El Paso, Texas 88595 from 2012 - 2019

Below are historical data on refinancing in El Paso, Texas and around Guadalupe county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around El Paso, Texas 88595

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in El Paso, Texas 88595, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lorenzo Revelez

Loan officer

9993 Kenworthy Dr.

El Paso, TX 88595

(915) 383-5303

lrevelez@firstlightfcu.org

Patricia Carmona

Loan officer

5050 N. Desert

El Paso, TX 88595

(915) 231-3195

pcarmona@firstlightfcu.org

Jewel Wagner

Loan officer

221 N Kansas Street Ste. 700

El Paso, TX 88595

(505) 508-8372

jcasablanca@goldfinancial.com

Steven Arvizu

Mortgage Lender

8340 Gateway East

El Paso, TX 88595

(915) 771-1739

sarvizu@weststarbank.com

Gerardo Rojero

Mortgage Lender

8340 Gateway East

El Paso, TX 88595

(915) 771-1732

grojero@weststarbank.com

Address

9993 Kenworthy Dr.

El Paso, TX

Contact

(915) 383-5303

Fax (301) 639-0804

lrevelez@firstlightfcu.org

Address

5050 N. Desert

El Paso, TX

Contact

(915) 231-3195

Fax (301) 639-0804

pcarmona@firstlightfcu.org

Address

221 N Kansas Street Ste. 700

El Paso, TX

Contact

(505) 508-8372

Fax (301) 639-0804

jcasablanca@goldfinancial.com

Refinancing News for El Paso, Texas 88595