Compare Today’s Refinance Rates for El Paso, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for El Paso, Texas 88514. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in El Paso and surrounding areas of El Paso county, your expected lifetime cash savings are $4,639 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for El Paso, Texas 88514.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in El Paso, Texas 88514

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for El Paso, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in El Paso, TX 88514, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for El Paso, TX

Refinance Rates for El Paso, Texas 88514 from 2013 - 2020

Below are historical data on refinancing in El Paso, Texas and around El Paso county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around El Paso, Texas 88514

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in El Paso, Texas 88514, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lorenzo Revelez

Loan officer

9993 Kenworthy Dr.

El Paso, TX 88514

(915) 383-5303

lrevelez@firstlightfcu.org

Patricia Carmona

Loan officer

5050 N. Desert

El Paso, TX 88514

(915) 231-3195

pcarmona@firstlightfcu.org

Jewel Wagner

Loan officer

221 N Kansas Street Ste. 700

El Paso, TX 88514

(505) 508-8372

jcasablanca@goldfinancial.com

Steven Arvizu

Mortgage Lender

8340 Gateway East

El Paso, TX 88514

(915) 771-1739

sarvizu@weststarbank.com

Gerardo Rojero

Mortgage Lender

8340 Gateway East

El Paso, TX 88514

(915) 771-1732

grojero@weststarbank.com

Address

9993 Kenworthy Dr.

El Paso, TX

Contact

(915) 383-5303

Fax (301) 639-0804

lrevelez@firstlightfcu.org

Address

5050 N. Desert

El Paso, TX

Contact

(915) 231-3195

Fax (301) 639-0804

pcarmona@firstlightfcu.org

Address

221 N Kansas Street Ste. 700

El Paso, TX

Contact

(505) 508-8372

Fax (301) 639-0804

jcasablanca@goldfinancial.com

Refinancing News for El Paso, Texas 88514