Compare Today’s Refinance Rates for Etoile, Texas 75944
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Etoile, Texas 75944.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,918 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Etoile and other areas of Nacogdoches county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Etoile, Texas 75944
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Interactive Refinance Rate Projections for Etoile, Texas 75944
Pureloan has developed an interactive chart to monitor the five largest local lenders in Etoile, TX 75944, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Etoile, Texas 75944 from 2024 - 2016
The following historical data provides insights into refinancing trends in Etoile, Texas and the surrounding Nacogdoches county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Etoile, Texas 75944
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Etoile, Texas 75944, we have compiled a list of top refinance brokers to assist you in the process.
Kimen Fondren
Loan Originator
208 S US Highway 69
Huntington, TX 75944
(888) 890-6080
KFondren@huntingtonstatebank.com
Martha Sanchez
Loan Originator
208 S US Highway 69
Huntington, TX 75944
(888) 890-6080
MSanchez@huntingtonstatebank.com
Amber Cortines
Mortgage Loan Originators
208 S US Highway 69
Huntington, TX 75944
(888) 890-6080
ACortines@huntingtonstatebank.com
Lauren Marshall
Mortgage Loan Originators
208 S US Highway 69
Huntington, TX 75944
(888) 890-6080
LMarshall@huntingtonstatebank.com
Cindy Neal
Loan Officer
2510 W Frank Ave
Lufkin, TX 75944
(936) 631-3531
cindyn@fbtet.com
Address
208 S US Highway 69
Huntington, TX
Contact
(888) 890-6080
Fax (301) 639-0804
KFondren@huntingtonstatebank.com
Address
208 S US Highway 69
Huntington, TX
Contact
(888) 890-6080
Fax (301) 639-0804
MSanchez@huntingtonstatebank.com
Address
208 S US Highway 69
Huntington, TX
Contact
(888) 890-6080
Fax (301) 639-0804
ACortines@huntingtonstatebank.com