Compare Today’s Refinance Rates for Fate, Texas 75132
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fate, Texas 75132.
With a 30-year amortization refinance in Fate and surrounding areas of Rockwall county, our calculations show that you can expect to save up to $4,695 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fate, Texas 75132.
Summary of Average Refinances in Fate, Texas 75132
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Interactive Refinance Rate Projections for Fate, Texas 75132
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fate, TX 75132, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fate, Texas 75132 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fate, Texas and the surrounding Rockwall county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Fate, Texas 75132
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fate, Texas 75132, we have compiled a list of top refinance brokers to assist you in the process.
Allan Rourk
Home Mortgage Consultant
443 E Highway 67
Duncanville, TX 75132
(972) 709-3227
allan.m.rourk@wellsfargo.com
Joshua Sarracino
Home Motgage Consultant
1305 Flagstone Ln
Desoto, TX 75132
(214) 244-9141
joshua.sarracino@wellsfargo.com
Janice Wood
Branch Manager
771 E US Highway 80 Ste 100
Forney, TX 75132
(972) 564-1200
jwood@citybanktexas.com
Bonnie Stover
Branch Manager
711 W 2nd Ave Ste B
Corsicana, TX 75132
(903) 874-9166
bonnie.stover@wellsfargo.com
Charles Carpenter
Mortgage Loan Officer
2490 W Moore Ave
Terrell, TX 75132
(972) 551-6500
ccarpenter@texasbankandtrust.com
Address
443 E Highway 67
Duncanville, TX
Contact
(972) 709-3227
Fax (301) 639-0804
allan.m.rourk@wellsfargo.com
Address
1305 Flagstone Ln
Desoto, TX
Contact
(214) 244-9141
Fax (301) 639-0804
joshua.sarracino@wellsfargo.com
Address
771 E US Highway 80 Ste 100
Forney, TX
Contact
(972) 564-1200
Fax (301) 639-0804
jwood@citybanktexas.com