Compare Today’s Refinance Rates for Francitas, Texas 77961
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Francitas, Texas 77961.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Francitas, Texas 77961. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,274 or $12 per month in Francitas and other parts of Matagorda county.
Summary of Average Refinances in Francitas, Texas 77961
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Interactive Refinance Rate Projections for Francitas, Texas 77961
Pureloan has developed an interactive chart to monitor the five largest local lenders in Francitas, TX 77961, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Francitas, Texas 77961 from 2024 - 2016
The following historical data provides insights into refinancing trends in Francitas, Texas and the surrounding Matagorda county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.68% | 52.65% | 51.60% | 69.05% | 61.11% | 52.63% | 68.97% | 53.06% |
avg refi rate | 6.49% | 4.13% | 2.97% | 3.21% | 4.27% | 4.72% | 4.26% | 3.90% | 4.16% |
% 15 year fixed refinance | 29.55% | 30.74% | 33.60% | 19.05% | 25.00% | 36.84% | 24.14% | 40.82% | |
avg refi rate | 2.93% | 2.44% | 2.69% | 4.12% | 3.92% | 3.53% | 3.38% | 3.47% | |
Avg credit score | 756.71 | 722.61 | 743.67 | 756.43 | 746.40 | 727.33 | 734.34 | 754.38 | 744.84 |
Avg LTV (loan to value) | 75.29% | 65.56% | 69.28% | 72.08% | 76.88% | 70.33% | 69.82% | 70.66% | 66.94% |
Avg DTI (debt to income) | 39.43 | 37.18 | 34.32 | 33.07 | 35.12 | 35.81 | 35.47 | 34.59 | 32.71 |
Avg refinance insurance % | 3.57% | 2.89% | 3.27% | 4.85% | 11.02% | 4.03% | 5.16% | 5.78% | 1.90% |
Best Refinance Brokers around Francitas, Texas 77961
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Francitas, Texas 77961, we have compiled a list of top refinance brokers to assist you in the process.
Donna Terrell
Senior Loan Officer
116 W Blanco Rd
Boerne, TX 77961
(830) 816-5399
dterrell@legacymutual.com
Trace Kimble
Loan Officer
508 E San Antonio Ave
Boerne, TX 77961
(210) 849-8100
Trace@salenders.com
Araceli Alvarado
Senior Mortgage Banker
408 Shiloh Dr
Laredo, TX 77961
(956) 753-0009
aracelialvarado@leader1.com
Jasmine Torres
Processor
9901 Mcpherson Rd Ste 101
Laredo, TX 77961
(956) 728-8700
jasmine@geomtg.com
Nora Cervantes
Closing Coordinator
9901 Mcpherson Rd Ste 101
Laredo, TX 77961
(956) 728-8700
nora@geomtg.com
Address
116 W Blanco Rd
Boerne, TX
Contact
(830) 816-5399
Fax (301) 639-0804
dterrell@legacymutual.com
Address
508 E San Antonio Ave
Boerne, TX
Contact
(210) 849-8100
Fax (301) 639-0804
Trace@salenders.com
Address
408 Shiloh Dr
Laredo, TX
Contact
(956) 753-0009
Fax (301) 639-0804
aracelialvarado@leader1.com