Compare Today’s Refinance Rates for Galena Park, Texas 77547
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Galena Park, Texas 77547.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Galena Park, Texas 77547. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,274 or $12 per month in Galena Park and other parts of Harris county.
Summary of Average Refinances in Galena Park, Texas 77547
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Interactive Refinance Rate Projections for Galena Park, Texas 77547
Pureloan has developed an interactive chart to monitor the five largest local lenders in Galena Park, TX 77547, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Galena Park, Texas 77547 from 2024 - 2016
The following historical data provides insights into refinancing trends in Galena Park, Texas and the surrounding Harris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Galena Park, Texas 77547
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Galena Park, Texas 77547, we have compiled a list of top refinance brokers to assist you in the process.
Cesar Hernandez
Mortgage Loan Originator
1801 45th St
Galveston, TX 77547
(409) 763-1271
CHernandez@htbna.com
Brandon Rogers
Mortgage Loan Originator
1801 45th St
Galveston, TX 77547
(409) 763-1271
BRogers@htbna.com
Gary Gilliland
Mortgage Loan Originator
4424 Seawall Blvd
Galveston, TX 77547
(409) 763-5252
GGilliland@htbna.com
Scott Kusnerik
Mortgage Loan Originator
4424 Seawall Blvd
Galveston, TX 77547
(409) 763-5252
SKusnerik@htbna.com
Janet Choate
Mortgage Loan Originator
4424 Seawall Blvd
Galveston, TX 77547
(409) 763-5252
JChoate@htbna.com
Address
1801 45th St
Galveston, TX
Contact
(409) 763-1271
Fax (301) 639-0804
CHernandez@htbna.com
Address
1801 45th St
Galveston, TX
Contact
(409) 763-1271
Fax (301) 639-0804
BRogers@htbna.com
Address
4424 Seawall Blvd
Galveston, TX
Contact
(409) 763-5252
Fax (301) 639-0804
GGilliland@htbna.com