Compare Today’s Refinance Rates for Garland, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Garland, Texas 75049. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Garland and surrounding areas of Dallas county, expected lifetime cash savings are $20,521 or $57 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Garland, Texas 75049.

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Summary of Average Refinance Terms in Garland, Texas 75049

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Garland, Texas 75049 from 2012 - 2019

Below are historical data on refinancing in Garland, Texas and around Dallas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
% 10 year fixed refinance 2.87% 6.67% 5.02% 4.76% 3.41% 2.18% 2.08% 2.26%
avg refi rate 4.11% 3.71% 3.17% 3.02% 3.63% 3.44% 3.12% 3.29%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg Combined LTV (loan to value) 72.31% 72.61% 72.28% 71.56% 71.92% 70.35% 68.13% 65.29%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garland, Texas 75049

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garland, Texas 75049, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kristy Osborn

Residential Mortgage Loan Originator

375 Cedar Sage Dr Suite 250

Garland, TX 75049

(972) 864-3522

kristyo@servicefirstmtg.com

Jael Zelada

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Jzelada@Servicefirstmtg.Com

Todd Manning

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Tmanning@Servicefirstmtg.Com

Linda Davidson

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Ldavidson@Servicefirstmtg.Com

Nicole Carpenter

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Ncarpenter@Servicefirstmtg.Com

Address

375 Cedar Sage Dr Suite 250

Garland, TX

Contact

(972) 864-3522

Fax (301) 639-0804

kristyo@servicefirstmtg.com

Address

375 Cedar Sage Drive Suite 250

Garland, TX

Contact

(972) 278-3400

Fax (301) 639-0804

Jzelada@Servicefirstmtg.Com

Address

375 Cedar Sage Drive Suite 250

Garland, TX

Contact

(972) 278-3400

Fax (301) 639-0804

Tmanning@Servicefirstmtg.Com

Refinancing News for Garland, Texas 75049