Compare Today’s Refinance Rates for Garland, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Garland, Texas 75049. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,959 or $11 / month in Garland and other areas of Dallas county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Garland, Texas 75049.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Garland, Texas 75049

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garland, TX 75049, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Garland, Texas 75049 from 2012 - 2019

Below are historical data on refinancing in Garland, Texas and around Dallas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garland, Texas 75049

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garland, Texas 75049, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kristy Osborn

Residential Mortgage Loan Originator

375 Cedar Sage Dr Suite 250

Garland, TX 75049

(972) 864-3522

kristyo@servicefirstmtg.com

Jael Zelada

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Jzelada@Servicefirstmtg.Com

Todd Manning

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Tmanning@Servicefirstmtg.Com

Linda Davidson

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Ldavidson@Servicefirstmtg.Com

Nicole Carpenter

Loan Officer

375 Cedar Sage Drive Suite 250

Garland, TX 75049

(972) 278-3400

Ncarpenter@Servicefirstmtg.Com

Address

375 Cedar Sage Dr Suite 250

Garland, TX

Contact

(972) 864-3522

Fax (301) 639-0804

kristyo@servicefirstmtg.com

Address

375 Cedar Sage Drive Suite 250

Garland, TX

Contact

(972) 278-3400

Fax (301) 639-0804

Jzelada@Servicefirstmtg.Com

Address

375 Cedar Sage Drive Suite 250

Garland, TX

Contact

(972) 278-3400

Fax (301) 639-0804

Tmanning@Servicefirstmtg.Com

Refinancing News for Garland, Texas 75049