Compare Today’s Refinance Rates for Garland, Texas 75041
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Garland, Texas 75041.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Garland, Texas 75041. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,125 or $11 per month in Garland and other parts of Dallas county.
Summary of Average Refinances in Garland, Texas 75041
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Interactive Refinance Rate Projections for Garland, Texas 75041
Pureloan has developed an interactive chart to monitor the five largest local lenders in Garland, TX 75041, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Garland, Texas 75041 from 2024 - 2016
The following historical data provides insights into refinancing trends in Garland, Texas and the surrounding Dallas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Garland, Texas 75041
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Garland, Texas 75041, we have compiled a list of top refinance brokers to assist you in the process.
Kristy Osborn
Residential Mortgage Loan Originator
375 Cedar Sage Dr Suite 250
Garland, TX 75041
(972) 864-3522
kristyo@servicefirstmtg.com
Jael Zelada
Loan Officer
375 Cedar Sage Drive Suite 250
Garland, TX 75041
(972) 278-3400
Jzelada@Servicefirstmtg.Com
Todd Manning
Loan Officer
375 Cedar Sage Drive Suite 250
Garland, TX 75041
(972) 278-3400
Tmanning@Servicefirstmtg.Com
Linda Davidson
Loan Officer
375 Cedar Sage Drive Suite 250
Garland, TX 75041
(972) 278-3400
Ldavidson@Servicefirstmtg.Com
Nicole Carpenter
Loan Officer
375 Cedar Sage Drive Suite 250
Garland, TX 75041
(972) 278-3400
Ncarpenter@Servicefirstmtg.Com
Address
375 Cedar Sage Dr Suite 250
Garland, TX
Contact
(972) 864-3522
Fax (301) 639-0804
kristyo@servicefirstmtg.com
Address
375 Cedar Sage Drive Suite 250
Garland, TX
Contact
(972) 278-3400
Fax (301) 639-0804
Jzelada@Servicefirstmtg.Com
Address
375 Cedar Sage Drive Suite 250
Garland, TX
Contact
(972) 278-3400
Fax (301) 639-0804
Tmanning@Servicefirstmtg.Com