Compare Today’s Refinance Rates for Garrison, Texas 75946
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Garrison, Texas 75946.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Garrison, Texas 75946. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,987 or $14 per month in Garrison and other parts of Nacogdoches county.
Summary of Average Refinances in Garrison, Texas 75946
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Interactive Refinance Rate Projections for Garrison, Texas 75946
Pureloan has developed an interactive chart to monitor the five largest local lenders in Garrison, TX 75946, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Garrison, Texas 75946 from 2024 - 2016
The following historical data provides insights into refinancing trends in Garrison, Texas and the surrounding Nacogdoches county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Garrison, Texas 75946
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Garrison, Texas 75946, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Neal
Loan Officer
2510 W Frank Ave
Lufkin, TX 75946
(936) 631-3531
cindyn@fbtet.com
William Bullock
Loan Officer
2510 W Frank Ave
Lufkin, TX 75946
(936) 631-3504
wbullock@fbtet.com
Kimen Fondren
Loan Originator
208 S US Highway 69
Huntington, TX 75946
(888) 890-6080
KFondren@huntingtonstatebank.com
Martha Sanchez
Loan Originator
208 S US Highway 69
Huntington, TX 75946
(888) 890-6080
MSanchez@huntingtonstatebank.com
Donna Carrell
Mortgage Loan Officer
102 W Columbia St
San Augustine, TX 75946
(936) 275-2361
dcarrell@texasbankandtrust.com
Address
2510 W Frank Ave
Lufkin, TX
Contact
(936) 631-3531
Fax (301) 639-0804
cindyn@fbtet.com
Address
2510 W Frank Ave
Lufkin, TX
Contact
(936) 631-3504
Fax (301) 639-0804
wbullock@fbtet.com
Address
208 S US Highway 69
Huntington, TX
Contact
(888) 890-6080
Fax (301) 639-0804
KFondren@huntingtonstatebank.com