Compare Today’s Refinance Rates for Garwood, Texas 77442
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Garwood, Texas 77442.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,274 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Garwood and other areas of Colorado county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Garwood, Texas 77442
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Interactive Refinance Rate Projections for Garwood, Texas 77442
Pureloan has developed an interactive chart to monitor the five largest local lenders in Garwood, TX 77442, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Garwood, Texas 77442 from 2024 - 2016
The following historical data provides insights into refinancing trends in Garwood, Texas and the surrounding Colorado county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Garwood, Texas 77442
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Garwood, Texas 77442, we have compiled a list of top refinance brokers to assist you in the process.
Gina Henderson
Loan Originator
11525 S. Fry Road, Suite 102
Fulshear, TX 77442
(281) 769-3446
gina.henderson@nrlmortgage.com
Evelyn Pineda
Loan Originator
11525 S. Fry Road, Suite 102
Fulshear, TX 77442
(832) 868-7054
evelyn.pineda@nrlmortgage.com
Alexandria Ware
Loan Originator
11525 S. Fry Road, Suite 102
Fulshear, TX 77442
(713) 275-1332
alex.ware@nrlmortgage.com
Mary Campbell
Mortgage Lender
1820 Snake River Rd #C
Katy, TX 77442
(832) 526-9974
mary.campbell@georgetownmtg.com
Emily Hundl
Mortgage Lender
8525 FM 359, Suite 201
Fulshear, TX 77442
(281) 533-9952
emily@martinmortgageonline.com
Address
11525 S. Fry Road, Suite 102
Fulshear, TX
Contact
(281) 769-3446
Fax (301) 639-0804
gina.henderson@nrlmortgage.com
Address
11525 S. Fry Road, Suite 102
Fulshear, TX
Contact
(832) 868-7054
Fax (301) 639-0804
evelyn.pineda@nrlmortgage.com
Address
11525 S. Fry Road, Suite 102
Fulshear, TX
Contact
(713) 275-1332
Fax (301) 639-0804
alex.ware@nrlmortgage.com