Compare Today’s Refinance Rates for Gilchrist, Texas 77617
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gilchrist, Texas 77617.
With a 30-year amortization refinance in Gilchrist and surrounding areas of Galveston county, our calculations show that you can expect to save up to $4,630 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gilchrist, Texas 77617.
Summary of Average Refinances in Gilchrist, Texas 77617
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Interactive Refinance Rate Projections for Gilchrist, Texas 77617
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gilchrist, TX 77617, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gilchrist, Texas 77617 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gilchrist, Texas and the surrounding Galveston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Gilchrist, Texas 77617
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gilchrist, Texas 77617, we have compiled a list of top refinance brokers to assist you in the process.
Karen Marshall
Loan Officer
5140 W Parkway St
Groves, TX 77617
(409) 963-1191
kmarshall@gecu.org
Roni Stephenson
Loan Officer
5140 W Parkway St
Groves, TX 77617
(409) 984-7446
rstephenson@gecu.org
Dawanda Minor
Loan Officer
5140 W Parkway St
Groves, TX 77617
(409) 984-7481
dminor@gecu.org
Karen Hebert
Loan Officer
5140 W Parkway St
Groves, TX 77617
(409) 984-7453
khebert@gecu.org
Gayle Gouthier
Loan Officer
5140 W Parkway St
Groves, TX 77617
(409) 984-7430
ggouthier@gecu.org
Address
5140 W Parkway St
Groves, TX
Contact
(409) 963-1191
Fax (301) 639-0804
kmarshall@gecu.org
Address
5140 W Parkway St
Groves, TX
Contact
(409) 984-7446
Fax (301) 639-0804
rstephenson@gecu.org
Address
5140 W Parkway St
Groves, TX
Contact
(409) 984-7481
Fax (301) 639-0804
dminor@gecu.org