Compare Today’s Refinance Rates for Gober, Texas 75443
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Gober, Texas 75443.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Gober, Texas 75443. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,922 or $19 per month in Gober and other parts of Henderson county.
Summary of Average Refinances in Gober, Texas 75443
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Interactive Refinance Rate Projections for Gober, Texas 75443
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gober, TX 75443, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gober, Texas 75443 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gober, Texas and the surrounding Henderson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Gober, Texas 75443
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gober, Texas 75443, we have compiled a list of top refinance brokers to assist you in the process.
Vanya Griffith
Mortgage Lender
2501 N Center St Ste 103
Bonham, TX 75443
(903) 815-2372
vanya@vanyagriffith.com
Doug Edwards
Senior Loan Officer/Sales Manager
2911 Terrell Road Greenville , Suite F
Greenville, TX 75443
(903) 454-3811
dedwards@unionhomemortgage.com
Jacque Murley
Senior Loan Officer
2911 Terrell Road Greenville , Suite F
Greenville, TX 75443
(903) 326-0070
jmurley@unionhomemortgage.com
Todd Meadows
Loan officer
641 Church Street
Sulphur Springs, TX 75443
(903) 439-0738
tmeadows@texasbankandtrust.com
Gary Russell
Loan officer
641 Church Street
Sulphur Springs, TX 75443
(903) 439-0738
grussell@texasbankandtrust.com
Address
2501 N Center St Ste 103
Bonham, TX
Contact
(903) 815-2372
Fax (301) 639-0804
vanya@vanyagriffith.com
Address
2911 Terrell Road Greenville , Suite F
Greenville, TX
Contact
(903) 454-3811
Fax (301) 639-0804
dedwards@unionhomemortgage.com
Address
2911 Terrell Road Greenville , Suite F
Greenville, TX
Contact
(903) 326-0070
Fax (301) 639-0804
jmurley@unionhomemortgage.com