Compare Today’s Refinance Rates for Goodrich, Texas 77335
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Goodrich, Texas 77335.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,348 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Goodrich and other areas of Polk county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Goodrich, Texas 77335
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Interactive Refinance Rate Projections for Goodrich, Texas 77335
Pureloan has developed an interactive chart to monitor the five largest local lenders in Goodrich, TX 77335, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Goodrich, Texas 77335 from 2024 - 2016
The following historical data provides insights into refinancing trends in Goodrich, Texas and the surrounding Polk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Goodrich, Texas 77335
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Goodrich, Texas 77335, we have compiled a list of top refinance brokers to assist you in the process.
Holly Whitney
Home Mortgage Consultant
6314 F M. 1960 E.
Humble, TX 77335
(281) 964-3103
holly.whitney@wellsfargo.com
Sheila Provenza
Home Mortgage Consultant
6314 Fm 1960 Rd E
Humble, TX 77335
(281) 964-3100
sheila.provenza@wellsfargo.com
Brondwyn Cormican
Home Mortgage Consultant
6314 Fm 1960 Rd E
Humble, TX 77335
(281) 964-3111
brondwyn.cormican@wellsfargo.com
Joyce Poindexter
Home Mortgage Consultant
6314 Fm 1960 Rd E
Humble, TX 77335
(281) 964-3106
joyce.poindexter@wellsfargo.com
Sherel Carpenter
Loan officer
6314 FM 1960 E
Humble, TX 77335
(281) 964-3100
Sherel.Carpenter@Wellsfargo.Com
Address
6314 F M. 1960 E.
Humble, TX
Contact
(281) 964-3103
Fax (301) 639-0804
holly.whitney@wellsfargo.com
Address
6314 Fm 1960 Rd E
Humble, TX
Contact
(281) 964-3100
Fax (301) 639-0804
sheila.provenza@wellsfargo.com
Address
6314 Fm 1960 Rd E
Humble, TX
Contact
(281) 964-3111
Fax (301) 639-0804
brondwyn.cormican@wellsfargo.com