Compare Today’s Refinance Rates for Grapeland, Texas 75844
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Grapeland, Texas 75844.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Grapeland, Texas 75844. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,918 or $11 per month in Grapeland and other parts of Houston county.
Summary of Average Refinances in Grapeland, Texas 75844
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Interactive Refinance Rate Projections for Grapeland, Texas 75844
Pureloan has developed an interactive chart to monitor the five largest local lenders in Grapeland, TX 75844, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Grapeland, Texas 75844 from 2024 - 2016
The following historical data provides insights into refinancing trends in Grapeland, Texas and the surrounding Houston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 65.45% | 54.47% | 51.28% | 59.38% | 76.00% | 51.85% | 76.19% | 53.57% |
| avg refi rate | 6.23% | 4.18% | 2.99% | 3.43% | 4.49% | 4.65% | 4.31% | 3.97% | 4.12% |
| % 15 year fixed refinance | 23.64% | 30.89% | 33.33% | 28.13% | 24.00% | 37.04% | 9.52% | 39.29% | |
| avg refi rate | 2.95% | 2.47% | 2.94% | 3.89% | 3.96% | 3.55% | 3.56% | 3.44% | |
| Avg credit score | 730.50 | 736.55 | 742.30 | 752.38 | 734.28 | 740.48 | 736.89 | 739.14 | 742.61 |
| Avg LTV (loan to value) | 59.25% | 62.49% | 66.42% | 67.97% | 70.63% | 73.60% | 68.93% | 70.52% | 66.29% |
| Avg DTI (debt to income) | 34.00 | 34.20 | 32.53 | 33.12 | 31.94 | 36.80 | 35.63 | 34.00 | 31.11 |
| Avg refinance insurance % | 1.50% | 1.80% | 3.41% | 2.73% | 4.94% | 8.28% | 5.44% | 5.57% | 1.32% |
Best Refinance Brokers around Grapeland, Texas 75844
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Grapeland, Texas 75844, we have compiled a list of top refinance brokers to assist you in the process.
Danny Wren
Branch Manager
435 W. IH-45
Fairfield, TX 75844
(903) 389-8738
dwren@texasfcs.com
Kenneth Hammonds
Branch Manager
1012 Martin Avenue, Suite A
Mcallen, TX 75844
(956) 358-5088
khammonds@goldfinancial.com
Marc Mitchell
Executive Director
2256 S. Sycamore, Suite 3
Palestine, TX 75844
(903) 723-3164
marc@palestinechamber.org
Stephanie Wright
Member Services Coordinator
2256 S. Sycamore, Suite 3
Palestine, TX 75844
(903) 723-3164
info@palestinechamber.org
Cecilia Webb
Branch Production Manager
114 W. Oak Street
Palestine, TX 75844
(903) 723-9921
cwebb@cenderafunding.com
Address
435 W. IH-45
Fairfield, TX
Contact
(903) 389-8738
Fax (301) 639-0804
dwren@texasfcs.com
Address
1012 Martin Avenue, Suite A
Mcallen, TX
Contact
(956) 358-5088
Fax (301) 639-0804
khammonds@goldfinancial.com
Address
2256 S. Sycamore, Suite 3
Palestine, TX
Contact
(903) 723-3164
Fax (301) 639-0804
marc@palestinechamber.org