Compare Today’s Refinance Rates for Gunter, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Gunter, Texas 75058. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Gunter and surrounding areas of Grayson county, your expected lifetime cash savings are $16,668 or $46 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gunter, Texas 75058.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.449513 -96.734103

Summary of Average Refinance Terms in Gunter, Texas 75058

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gunter, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gunter, TX 75058, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gunter, TX

Refinance Rates for Gunter, Texas 75058 from 2014 - 2021

Below are historical data on refinancing in Gunter, Texas and around Grayson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gunter, Texas 75058

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gunter, Texas 75058, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lynn Reed

Loan Officer

PO Box 557

Gunter, TX 75058

(903) 433-1991

lynn@lynnreed.net

Tanya James

Loan Officer

2300 Valley View Ln Ste 606

Irving, TX 75058

(469) 586-5860

tanya@caltexfunding.com

Douglas Quinn

Loan Officer

2300 Valley View Ln Ste 606

Irving, TX 75058

(713) 218-7333

quinn@amerifinance.com

Freddie Loring

Loan Officer

2300 Valley View Ln Ste 606

Irving, TX 75058

(972) 849-8885

floring@caltexfunding.com

Bode Ferguson

Loan Officer

2300 Valley View Ln Ste 606

Irving, TX 75058

(281) 330-4020

bodem4@yahoo.com

Address

PO Box 557

Gunter, TX

Contact

(903) 433-1991

Fax (301) 639-0804

lynn@lynnreed.net

Address

2300 Valley View Ln Ste 606

Irving, TX

Contact

(469) 586-5860

Fax (301) 639-0804

tanya@caltexfunding.com

Address

2300 Valley View Ln Ste 606

Irving, TX

Contact

(713) 218-7333

Fax (301) 639-0804

quinn@amerifinance.com

Refinancing News for Gunter, Texas 75058