Compare Today’s Refinance Rates for Hale Center, Texas 79041
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hale Center, Texas 79041.
With a 30-year amortization refinance in Hale Center and surrounding areas of Hale county, our calculations show that you can expect to save up to $1,299 over the lifetime of your mortgage, or a monthly savings of $4. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hale Center, Texas 79041.
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Summary of Average Refinances in Hale Center, Texas 79041
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Hale Center, Texas 79041
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hale Center, TX 79041, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hale Center, Texas 79041 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hale Center, Texas and the surrounding Hale county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
| avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
| % 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
| avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
| Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
| Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
| Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
| Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Hale Center, Texas 79041
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hale Center, Texas 79041, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Monica Aragon
Mortgage Lender
1908 4th Avenue
Canyon, TX 79041
(806) 881-0034
maragon@happybank.com
Address
1908 4th Avenue
Canyon, TX
Contact
(806) 881-0034
Fax (301) 639-0804
maragon@happybank.com