Compare Today’s Refinance Rates for Hamlin, Texas 79520
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hamlin, Texas 79520.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hamlin, Texas 79520. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,535 or $4 per month in Hamlin and other parts of Jones county.
Summary of Average Refinances in Hamlin, Texas 79520
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Interactive Refinance Rate Projections for Hamlin, Texas 79520
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hamlin, TX 79520, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hamlin, Texas 79520 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hamlin, Texas and the surrounding Jones county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Hamlin, Texas 79520
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hamlin, Texas 79520, we have compiled a list of top refinance brokers to assist you in the process.
Bobby Brennan
mortgage-lenders
301 Edwards
Merkel, TX 79520
(325) 928-1111
bbrennan@ffin.com
Becky Griffin
mortgage-lenders
301 Edwards
Merkel, TX 79520
(325) 928-1111
bgriffin@ffin.com
Brad Seay
mortgage-lenders
301 Edwards
Merkel, TX 79520
(325) 928-1111
bseay@ffin.com
Britt Stuart
mortgage-lenders
301 Edwards
Merkel, TX 79520
(325) 928-1111
bstuart@ffin.com
Chelsea Hansen
mortgage-lenders
301 Edwards
Merkel, TX 79520
(325) 928-1111
chansen@ffin.com
Address
301 Edwards
Merkel, TX
Contact
(325) 928-1111
Fax (301) 639-0804
bbrennan@ffin.com
Address
301 Edwards
Merkel, TX
Contact
(325) 928-1111
Fax (301) 639-0804
bgriffin@ffin.com
Address
301 Edwards
Merkel, TX
Contact
(325) 928-1111
Fax (301) 639-0804
bseay@ffin.com