Compare Today’s Refinance Rates for Hamshire, Texas 77622

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hamshire, Texas 77622.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hamshire, Texas 77622. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,212 or $17 per month in Hamshire and other parts of Jefferson county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.866769 -94.318739 33531

Summary of Average Refinances in Hamshire, Texas 77622

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Hamshire, Texas 77622

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Hamshire, TX 77622, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Hamshire, Texas 77622

Hamshire is an unincorporated community in western Jefferson County, Texas, United States. It is part of the Beaumont–Port Arthur Metropolitan Statistical Area and located on State Highway 124 twenty miles southwest of Beaumont. It was probably named for Lovan Hamshire, who developed the land as early as the 1870s. Read more

Hamshire is an unincorporated community in western Jefferson County, Texas, United States. It is part of the Beaumont–Port Arthur Metropolitan Statistical Area and located on State Highway 124 twenty miles southwest of Beaumont. It was probably named for Lovan Hamshire, who developed the land as early as the 1870s. Hamshire was on the Gulf and Interstate Railway with a post office being established there in 1897. A townsite plat was filed in 1911 by Theodore F. Koch. Another major land dealer, Herbert Roedenbeck, subdivided additional land south of the railroad later that year, giving the subdivision the name Hamshire Gardens. Although there was interest shown by local rice farmers, Hamshire had only fifty inhabitants in 1928. The Fannett and Stowell oil fields discovery initiated new development in western Jefferson County. By 1940, the population in Hamshire had grown to 200. Natural gas production at the Hamshire field also continued to be of major importance to the community's economy through the 1980s. By 1985 the community had an estimated 350 residents and twenty-two businesses. In 1990 the population remained an estimated 350. Read less

Historical Refinance Rates in Hamshire, Texas 77622 from 2024 - 2016

The following historical data provides insights into refinancing trends in Hamshire, Texas and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 87.78% 50.74% 51.97% 53.39% 57.61% 50.54% 39.75% 39.25% 38.55%
avg refi rate 6.64% 3.72% 2.95% 3.24% 4.41% 4.88% 4.29% 4.01% 4.13%
% 15 year fixed refinance 8.89% 32.87% 32.88% 33.12% 29.90% 39.49% 49.17% 48.13% 47.82%
avg refi rate 5.27% 2.79% 2.43% 2.77% 3.68% 4.00% 3.46% 3.26% 3.41%
Avg credit score 734.20 740.60 758.13 763.64 747.20 731.26 738.14 744.00 745.30
Avg LTV (loan to value) 68.38% 61.79% 65.63% 68.31% 67.82% 66.30% 64.35% 65.45% 65.93%
Avg DTI (debt to income) 38.44 34.65 31.81 30.96 34.34 35.95 34.34 33.13 32.70
Avg refinance insurance % 1.69% 1.11% 2.65% 3.26% 3.81% 2.05% 1.49% 1.70% 1.45%

Source: Financial Report of the US Government

Best Refinance Brokers around Hamshire, Texas 77622

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hamshire, Texas 77622, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Karen Marshall

Loan Officer

5140 W Parkway St

Groves, TX 77622

(409) 963-1191

kmarshall@gecu.org

Roni Stephenson

Loan Officer

5140 W Parkway St

Groves, TX 77622

(409) 984-7446

rstephenson@gecu.org

Dawanda Minor

Loan Officer

5140 W Parkway St

Groves, TX 77622

(409) 984-7481

dminor@gecu.org

Karen Hebert

Loan Officer

5140 W Parkway St

Groves, TX 77622

(409) 984-7453

khebert@gecu.org

Gayle Gouthier

Loan Officer

5140 W Parkway St

Groves, TX 77622

(409) 984-7430

ggouthier@gecu.org

Address

5140 W Parkway St

Groves, TX

Contact

(409) 963-1191

Fax (301) 639-0804

kmarshall@gecu.org

Address

5140 W Parkway St

Groves, TX

Contact

(409) 984-7446

Fax (301) 639-0804

rstephenson@gecu.org

Address

5140 W Parkway St

Groves, TX

Contact

(409) 984-7481

Fax (301) 639-0804

dminor@gecu.org

Refinancing News for Hamshire, Texas 77622