Compare Today’s Refinance Rates for Happy, Texas
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Happy, Texas 79042. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $51,442 or $143 / month in Happy and other areas of Swisher county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Happy, Texas 79042.
Summary of Average Refinance Terms in Happy, Texas 79042
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Customized Refinance Rate Projections for Happy, TX
For refinance rate forecasts and predictions in Happy, TX 79042, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Happy, Texas 79042 from 2014 - 2021
Below are historical data on refinancing in Happy, Texas and around Swisher county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||53.29%||41.87%||51.91%||49.80%||50.76%||60.83%||53.97%||41.46%|
|avg refi rate||4.84%||4.43%||3.86%||3.64%||4.49%||4.00%||3.81%||3.90%|
|% 15 year fixed refinance||33.03%||39.73%||33.23%||37.96%||37.06%||26.73%||36.36%||42.68%|
|avg refi rate||4.28%||3.77%||3.25%||2.94%||3.51%||3.21%||3.06%||3.06%|
|Avg credit score||767.67||767.56||769.51||765.74||752.54||758.16||761.08||757.24|
|Avg LTV (loan to value)||56.90%||58.52%||59.31%||60.10%||65.06%||65.47%||64.89%||62.02%|
|Avg DTI (debt to income)||29.81||31.32||30.56||30.81||33.28||32.83||31.97||33.07|
|Avg refinance insurance %||0.50%||0.93%||0.81%||1.46%||2.16%||2.31%||1.80%||1.97%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Happy, Texas 79042
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Happy, Texas 79042, we have compiled a list of the leading refinance brokers to guide you.
1908 4th Avenue
Canyon, TX 79042