Compare Today’s Refinance Rates for Hargill, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Hargill, Texas 78549. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Hargill and surrounding areas of Hidalgo county, your expected lifetime cash savings are $9,751 or $27 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hargill, Texas 78549.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

26.433812 -97.99933

Summary of Average Refinance Terms in Hargill, Texas 78549

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hargill, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hargill, TX 78549, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hargill, TX

Refinance Rates for Hargill, Texas 78549 from 2014 - 2021

Below are historical data on refinancing in Hargill, Texas and around Hidalgo county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hargill, Texas 78549

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hargill, Texas 78549, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Deborah Barlow

Loan Officer

617 E Loop 499 Ste B-1

Harlingen, TX 78549

(956) 778-6560

Deborah@1stAM.com

Nancy Woolam

Loan Officer

4757 Jackson Rd

Edinburg, TX 78549

(956) 501-5861

Nwoolam@Goldfinancial.Com

Ted Bowling

Loan Officer

2305 N Ed Carey Dr

Harlingen, TX 78549

(956) 412-2100

Tbowling@Guildmortgage.Com

Connie Elizondo

Loan Officer

2305 N Ed Carey Dr

Harlingen, TX 78549

(956) 412-2100

Celizondo@Guildmortgage.Com

Raymond Hinojosa

Loan Officer

2305 N Ed Carey Dr

Harlingen, TX 78549

(956) 412-2100

Rhinojosa@Guildmortgage.Com

Address

617 E Loop 499 Ste B-1

Harlingen, TX

Contact

(956) 778-6560

Fax (301) 639-0804

Deborah@1stAM.com

Address

4757 Jackson Rd

Edinburg, TX

Contact

(956) 501-5861

Fax (301) 639-0804

Nwoolam@Goldfinancial.Com

Address

2305 N Ed Carey Dr

Harlingen, TX

Contact

(956) 412-2100

Fax (301) 639-0804

Tbowling@Guildmortgage.Com

Refinancing News for Hargill, Texas 78549