Compare Today’s Refinance Rates for Harlingen, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Harlingen, Texas 78551. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Harlingen and other areas of Cameron county, expected lifetime cash savings are $53,459 or $148 / month.

For Harlingen, Texas 78551, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

26.2081 -97.6984

Summary of Average Refinance Terms in Harlingen, Texas 78551

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Harlingen, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Harlingen, TX 78551, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Harlingen, TX

Refinance Rates for Harlingen, Texas 78551 from 2014 - 2021

Below are historical data on refinancing in Harlingen, Texas and around Cameron county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Harlingen, Texas 78551

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Harlingen, Texas 78551, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathleen Simpson

Loan Officer

1805 N Stuart Place Rd Ste A

Harlingen, TX 78551

(195) 644-0152

kathleens@fairwaymc.com

Cynthia Garza

Loan Officer

1805 N Stuart Place Rd Ste A

Harlingen, TX 78551

(195) 644-0152

cgarza@fairwaymc.com

Efrain Guerra

Mortgage Lender

1805 N. Stuart Place Rd., Ste. A

Harlingen, TX 78551

(956) 440-1521

efrain. guerra@fairwaymc.com

Cindy Perez

Mortgage Lender

1805 N. Stuart Place Rd., Ste. A

Harlingen, TX 78551

(956) 440-1521

cperez@fairwaymc.com

Ellie Zerrtuche

Loan officer

2305 N. Ed Carey Dr.

Harlingen, TX 78551

(956) 778-8167

ellie@1stchoicemtg.us

Address

1805 N Stuart Place Rd Ste A

Harlingen, TX

Contact

(195) 644-0152

Fax (301) 639-0804

kathleens@fairwaymc.com

Address

1805 N Stuart Place Rd Ste A

Harlingen, TX

Contact

(195) 644-0152

Fax (301) 639-0804

cgarza@fairwaymc.com

Address

1805 N. Stuart Place Rd., Ste. A

Harlingen, TX

Contact

(956) 440-1521

Fax (301) 639-0804

efrain. guerra@fairwaymc.com

Refinancing News for Harlingen, Texas 78551