Compare Today’s Refinance Rates for Harper, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Harper, Texas 78631. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Harper and surrounding areas of Gillespie county, your expected lifetime cash savings are $17,889 or $50 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Harper, Texas 78631.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.281637 -99.241048

Summary of Average Refinance Terms in Harper, Texas 78631

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Harper, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Harper, TX 78631, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Harper, TX

Refinance Rates for Harper, Texas 78631 from 2014 - 2021

Below are historical data on refinancing in Harper, Texas and around Gillespie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Harper, Texas 78631

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Harper, Texas 78631, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mike Montgomery

Home Mortgage Consultant

4505 Williams Dr

Georgetown, TX 78631

(512) 942-6012

michael.w.montgomery@wellsfargo.com

Deborah Byrd

Residential Mortgage Loan Originator

4819 Williams Drive

Georgetown, TX 78631

(512) 930-7888

Deborah.Byrd@Georgetownmtg.Com

Roshan Kamat

Residential Mortgage Loan Originator

4819 Williams Drive

Georgetown, TX 78631

(512) 930-7888

Roshan.Kamat@Georgetownmtg.Com

Shawn Lucas

Regional Manager

4819 Williams Drive

Georgetown, TX 78631

(877) 232-4411

Shawn.Lucas@Georgetownmtg.Com

Kim Rea

Recruiting Manager

4819 Williams Drive

Georgetown, TX 78631

(877) 232-4411

Kim.Rea@Georgetownmtg.Com

Address

4505 Williams Dr

Georgetown, TX

Contact

(512) 942-6012

Fax (301) 639-0804

michael.w.montgomery@wellsfargo.com

Address

4819 Williams Drive

Georgetown, TX

Contact

(512) 930-7888

Fax (301) 639-0804

Deborah.Byrd@Georgetownmtg.Com

Address

4819 Williams Drive

Georgetown, TX

Contact

(512) 930-7888

Fax (301) 639-0804

Roshan.Kamat@Georgetownmtg.Com

Refinancing News for Harper, Texas 78631