Compare Today’s Refinance Rates for Hartley, Texas 79044
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hartley, Texas 79044.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hartley, Texas 79044. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,456 or $4 per month in Hartley and other parts of Dallam county.
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Summary of Average Refinances in Hartley, Texas 79044
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Hartley, Texas 79044
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hartley, TX 79044, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hartley, Texas 79044 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hartley, Texas and the surrounding Dallam county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
| avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
| % 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
| avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
| Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
| Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
| Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
| Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Hartley, Texas 79044
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hartley, Texas 79044, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Monica Aragon
Mortgage Lender
1908 4th Avenue
Canyon, TX 79044
(806) 881-0034
maragon@happybank.com
Address
1908 4th Avenue
Canyon, TX
Contact
(806) 881-0034
Fax (301) 639-0804
maragon@happybank.com