Compare Today’s Refinance Rates for Hemphill, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Hemphill, Texas 75948. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Hemphill and surrounding areas of Sabine county, your expected lifetime cash savings are $15,846 or $44 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hemphill, Texas 75948.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.316123 -93.79045

Summary of Average Refinance Terms in Hemphill, Texas 75948

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hemphill, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hemphill, TX 75948, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hemphill, TX

Refinance Rates for Hemphill, Texas 75948 from 2014 - 2021

Below are historical data on refinancing in Hemphill, Texas and around Sabine county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hemphill, Texas 75948

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hemphill, Texas 75948, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cindy Neal

Loan Officer

2510 W Frank Ave

Lufkin, TX 75948

(936) 631-3531

cindyn@fbtet.com

William Bullock

Loan Officer

2510 W Frank Ave

Lufkin, TX 75948

(936) 631-3504

wbullock@fbtet.com

Kimen Fondren

Loan Originator

208 S US Highway 69

Huntington, TX 75948

(888) 890-6080

KFondren@huntingtonstatebank.com

Martha Sanchez

Loan Originator

208 S US Highway 69

Huntington, TX 75948

(888) 890-6080

MSanchez@huntingtonstatebank.com

Donna Carrell

Mortgage Loan Officer

102 W Columbia St

San Augustine, TX 75948

(936) 275-2361

dcarrell@texasbankandtrust.com

Address

2510 W Frank Ave

Lufkin, TX

Contact

(936) 631-3531

Fax (301) 639-0804

cindyn@fbtet.com

Address

2510 W Frank Ave

Lufkin, TX

Contact

(936) 631-3504

Fax (301) 639-0804

wbullock@fbtet.com

Address

208 S US Highway 69

Huntington, TX

Contact

(888) 890-6080

Fax (301) 639-0804

KFondren@huntingtonstatebank.com

Refinancing News for Hemphill, Texas 75948

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