Compare Today’s Refinance Rates for Hempstead, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hempstead, Texas 77445. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $15,846 or $44 / month in Hempstead and other areas of Waller county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hempstead, Texas 77445.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.091973 -96.071648

Summary of Average Refinance Terms in Hempstead, Texas 77445

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hempstead, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hempstead, TX 77445, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hempstead, TX

Refinance Rates for Hempstead, Texas 77445 from 2014 - 2021

Below are historical data on refinancing in Hempstead, Texas and around Waller county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hempstead, Texas 77445

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hempstead, Texas 77445, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bun Khath

Home Mortgage Consultant

22762 Westheimer Pkwy Ste 520

Katy, TX 77445

(281) 396-8417

bun.khath@wellsfargo.com

Jason Harwood

Home Mortgage Consultant

3660 Hampton Dr

Missouri City, TX 77445

(281) 261-1355

jason.harwood@wellsfargo.com

Greg Gentry

Home Mortgage Consultant

3660 Hampton Dr

Missouri City, TX 77445

(281) 261-1359

greg.t.gentry@wellsfargo.com

Dasia Dang

Home Mortgage Consultant

3660 Hampton Dr Ste 210

Missouri City, TX 77445

(281) 261-1358

dasia.y.dang@wellsfargo.com

Jason Bates

Home Mortgage Consultant

3660 Hampton Dr

Missouri City, TX 77445

(281) 261-1357

jason.d.bates@wellsfargo.com

Address

22762 Westheimer Pkwy Ste 520

Katy, TX

Contact

(281) 396-8417

Fax (301) 639-0804

bun.khath@wellsfargo.com

Address

3660 Hampton Dr

Missouri City, TX

Contact

(281) 261-1355

Fax (301) 639-0804

jason.harwood@wellsfargo.com

Address

3660 Hampton Dr

Missouri City, TX

Contact

(281) 261-1359

Fax (301) 639-0804

greg.t.gentry@wellsfargo.com

Refinancing News for Hempstead, Texas 77445

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