Compare Today’s Refinance Rates for Henderson, Texas 75653
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Henderson, Texas 75653.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Henderson, Texas 75653. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,918 or $11 per month in Henderson and other parts of Rusk county.
Summary of Average Refinances in Henderson, Texas 75653
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Interactive Refinance Rate Projections for Henderson, Texas 75653
Pureloan has developed an interactive chart to monitor the five largest local lenders in Henderson, TX 75653, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Henderson, Texas 75653 from 2024 - 2016
The following historical data provides insights into refinancing trends in Henderson, Texas and the surrounding Rusk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Henderson, Texas 75653
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Henderson, Texas 75653, we have compiled a list of top refinance brokers to assist you in the process.
Jeanna Hill
Mortgage Loan Officer
1620 Rice Rd
Tyler, TX 75653
(903) 509-9000
jeanna@tylerhomemortgage.com
Sandi Bailey
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75653
(903) 237-5584
sbailey@texasbankandtrust.com
Jonathan Cromer
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75653
(903) 237-5500
jcromer@texasbankandtrust.com
Julie Graves
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75653
(903) 237-5584
jgraves@texasbankandtrust.com
Kevin Hood
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75653
(903) 237-5500
khood@texasbankandtrust.com
Address
1620 Rice Rd
Tyler, TX
Contact
(903) 509-9000
Fax (301) 639-0804
jeanna@tylerhomemortgage.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5584
Fax (301) 639-0804
sbailey@texasbankandtrust.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5500
Fax (301) 639-0804
jcromer@texasbankandtrust.com