Compare Today’s Refinance Rates for Henrietta, Texas 76365
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Henrietta, Texas 76365.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Henrietta, Texas 76365. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,206 or $9 per month in Henrietta and other parts of Clay county.
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Summary of Average Refinances in Henrietta, Texas 76365
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Interactive Refinance Rate Projections for Henrietta, Texas 76365
Pureloan has developed an interactive chart to monitor the five largest local lenders in Henrietta, TX 76365, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Henrietta, Texas 76365 from 2024 - 2016
The following historical data provides insights into refinancing trends in Henrietta, Texas and the surrounding Clay county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Henrietta, Texas 76365
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Henrietta, Texas 76365, we have compiled a list of top refinance brokers to assist you in the process.
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