Compare Today’s Refinance Rates for Hereford, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Hereford, Texas 79045. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $11,042 or $31 / month in Hereford and other areas of Deaf Smith county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hereford, Texas 79045.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

34.837037 -102.40503

Summary of Average Refinance Terms in Hereford, Texas 79045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hereford, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hereford, TX 79045, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hereford, TX

Refinance Rates for Hereford, Texas 79045 from 2014 - 2021

Below are historical data on refinancing in Hereford, Texas and around Deaf Smith county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hereford, Texas 79045

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hereford, Texas 79045, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Monica Aragon

Mortgage Lender

1908 4th Avenue

Canyon, TX 79045

(806) 881-0034

maragon@happybank.com

Address

1908 4th Avenue

Canyon, TX

Contact

(806) 881-0034

Fax (301) 639-0804

maragon@happybank.com

Refinancing News for Hereford, Texas 79045