Compare Today’s Refinance Rates for Hext, Texas 76848
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hext, Texas 76848.
With a 30-year amortization refinance in Hext and surrounding areas of Menard county, our calculations show that you can expect to save up to $6,577 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hext, Texas 76848.
Summary of Average Refinances in Hext, Texas 76848
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Interactive Refinance Rate Projections for Hext, Texas 76848
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hext, TX 76848, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hext, Texas 76848 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hext, Texas and the surrounding Menard county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Hext, Texas 76848
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hext, Texas 76848, we have compiled a list of top refinance brokers to assist you in the process.
Charlie Gravell
Vice President/Banking Center Manager
400 Fisk Avenue
Brownwood, TX 76848
(325) 752-2001
Charlie.Gravell@Texasbank.Com
Tim Espinoza
Senior Vice President, Commercial Lending
400 Fisk Avenue
Brownwood, TX 76848
(325) 649-9259
Tim.Espinoza@Texasbank.Com
Ray Garza
Senior Vice President, Mortgage Services
400 Fisk Avenue
Brownwood, TX 76848
(325) 649-9212
Ray.Garza@Texasbank.Com
Daniel Hutson
Vice President, Commercial Lending
400 Fisk Avenue
Brownwood, TX 76848
(325) 649-9264
Daniel.Hutson@Texasbank.Com
John May
Vice President, Commercial Lending
400 Fisk Avenue
Brownwood, TX 76848
(325) 649-9262
John.May@Texasbank.Com
Address
400 Fisk Avenue
Brownwood, TX
Contact
(325) 752-2001
Fax (301) 639-0804
Charlie.Gravell@Texasbank.Com
Address
400 Fisk Avenue
Brownwood, TX
Contact
(325) 649-9259
Fax (301) 639-0804
Tim.Espinoza@Texasbank.Com
Address
400 Fisk Avenue
Brownwood, TX
Contact
(325) 649-9212
Fax (301) 639-0804
Ray.Garza@Texasbank.Com