Compare Today’s Refinance Rates for Hico, Texas 76457
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hico, Texas 76457.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hico, Texas 76457. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,987 or $14 per month in Hico and other parts of Hamilton county.
Summary of Average Refinances in Hico, Texas 76457
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Interactive Refinance Rate Projections for Hico, Texas 76457
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hico, TX 76457, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hico, Texas 76457 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hico, Texas and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
| avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
| % 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
| avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
| Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
| Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
| Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
| Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Hico, Texas 76457
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hico, Texas 76457, we have compiled a list of top refinance brokers to assist you in the process.
Kevin Caroll
Loan Officer
18 S. Main St. Map View
Temple, TX 76457
(254) 774-5530
kcarroll@extracobanks.com
Jacob Youngblood
Europa Financing LLC
520 N Main St
Temple, TX 76457
(512) 775-3329
Jacob@europafinancing.com
Brandon Sparks
Europa Financing LLC
520 N Main St
Temple, TX 76457
(512) 796-4569
Brandon@europafinancing.com
Wes Ket
Mortgage Lender
2305?BIRDCREEK Terrace
Temple, TX 76457
(254) 773-7395
waket@dhimortgage.com
Stan Jackson
Loan Officer
3615 S. 31st St. Map View
Temple, TX 76457
(254) 774-5817
sjackson@extracobanks.com
Address
18 S. Main St. Map View
Temple, TX
Contact
(254) 774-5530
Fax (301) 639-0804
kcarroll@extracobanks.com
Address
520 N Main St
Temple, TX
Contact
(512) 775-3329
Fax (301) 639-0804
Jacob@europafinancing.com
Address
520 N Main St
Temple, TX
Contact
(512) 796-4569
Fax (301) 639-0804
Brandon@europafinancing.com