Compare Today’s Refinance Rates for High Island, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for High Island, Texas 77623. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in High Island and surrounding areas of Galveston county, your expected lifetime cash savings are $9,146 or $25 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for High Island, Texas 77623.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.566667 -94.393333

Summary of Average Refinance Terms in High Island, Texas 77623

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for High Island, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in High Island, TX 77623, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for High Island, TX

Refinance Rates for High Island, Texas 77623 from 2014 - 2021

Below are historical data on refinancing in High Island, Texas and around Galveston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around High Island, Texas 77623

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in High Island, Texas 77623, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Karen Marshall

Loan Officer

5140 W Parkway St

Groves, TX 77623

(409) 963-1191

kmarshall@gecu.org

Roni Stephenson

Loan Officer

5140 W Parkway St

Groves, TX 77623

(409) 984-7446

rstephenson@gecu.org

Dawanda Minor

Loan Officer

5140 W Parkway St

Groves, TX 77623

(409) 984-7481

dminor@gecu.org

Karen Hebert

Loan Officer

5140 W Parkway St

Groves, TX 77623

(409) 984-7453

khebert@gecu.org

Gayle Gouthier

Loan Officer

5140 W Parkway St

Groves, TX 77623

(409) 984-7430

ggouthier@gecu.org

Address

5140 W Parkway St

Groves, TX

Contact

(409) 963-1191

Fax (301) 639-0804

kmarshall@gecu.org

Address

5140 W Parkway St

Groves, TX

Contact

(409) 984-7446

Fax (301) 639-0804

rstephenson@gecu.org

Address

5140 W Parkway St

Groves, TX

Contact

(409) 984-7481

Fax (301) 639-0804

dminor@gecu.org

Refinancing News for High Island, Texas 77623